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Printer ink can cost a fortune!

This image shows an opened Canon S520 ink jet ...Our printer recently died and HP told us that it could not be fixed. They offered us an upgrade at a lower price. I checked out Amazon and it was a lower price than they could offer. Our new printer came very fast and I was excited that I can scan, copy, and print from one device. But who knew that the ink would run out so quickly. I have been buying ink every few weeks! Here are my tips for saving as much as you can on printer ink.

1) Print in draft mode as much as possible. This will limit the amount of ink used on each printout. Print your coupons in black ink instead of color to limit your color usage, too.

2) Buy ink online whenever you can and be sure to compare prices with your local stores so you know when you have found a good deal. I often can find my ink for $5 – $10 cheaper than in stores. I mostly purchase through Amazon, so that if I need to return the ink, I have a reputable company to make sure the return goes well.

3) Buy remanufactured ink when you can, but be sure to check the reviews for that company and product. Some remanufactured inks are not as good as others. I have read many reviews of products that did not last long or didn’t even work when they were first opened.

4) Check reviews online for your printer ink. I almost bought a set of three colors and black ink together. By reading the reviews I found out that the four-packs for that ink number are only available as the setup packs that the printer comes with.

5) Buy XL inks when you can. These have more ink for the cost. However, be sure to read the specifications for these. You printer may take that number model of ink, but not the XL version, as mine does not.

6) Get your ink refilled at an office supply store when possible. Many inks can be refilled for a minimal cost instead of being replaced. See what your local store provides.

Related posts:

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Why I love Target!

English: Logo of Target, US-based retail chain

Tonight I had a very successful trip to Target. Some trips, particularly those when I take the kids, I leave exhausted and frustrated. However, there are those like tonight when I find so many good deals that I can’t wait to get home and share them all with my husband. For those of you who haven’t discovered Target’s finer points, or for those who just want to save more there, here are my reasons Target is one of my favorite stores:

1) Coupons:

Target has their own coupons you can print from their website. They can be stacked with manufacturer’s coupons, so you save even more. They have coupons on everything from name brands to their own brands to specific sections of the store. On most trips, I can save at least $20 in coupons! I even get coupons in the mail from Target. I think I get these from having a Target baby registry at one time and for making purchases online from their website.

2) Red Card:

You can get a Target Red Card: either debit or credit card, which gives you 5% back on each purchase. The discount is applied immediately – no waiting for rebates or reward cards. We do not have any credit cards, so I love that I can get these same rewards with the debit card. The money comes right out of my checking account as a regular debit card does. Tonight I saved an extra $10 from using my Red Card!

3) Bag discounts:

When you bring your own bags to use for your purchases, Target will give you $.05 back for each bag. This also comes right off your total purchase cost. Every little bit adds up. For more information on bag discounts, see my post “Reusable shopping bags = savings.”

4) Seasonal sales:

Target is a great place for getting great deals on seasonal items. No matter if you celebrate the holiday or not, the days after can provide some wonderful sales! See my post tomorrow for all the goodies I found during after Christmas sales! Target also has a great variety of items they only have available for different seasons and holidays and some that are only found at their store such as: home decor, organizational items, food, novelties, gift items, dining/cookware, and more. We have gotten several things during some of these seasonal sales that have lasted us years. See my related post on “Shop those Easter sales today!”

5) A fun shopping experience:

I love finding new items every time I go to Target. Maybe it is a new line of dishware. Maybe it is a new line of craft items. Or a new line of toys for that time of year. There is always something new to find and normally at great deals. The dollar aisle has also yielded some great gifts, toys, and teaching items for me and my family!

6) Sales on staple items:

I know that even if I don’t have a coupon, Target is going to have a sale on items I use often at some point. And for many items, even if I do not have a coupon and it is not on sale, their price still beats many competitors. I like not feeling so guilty if I have to make a purchase there without a sale or coupon! This is where my price list really comes in handy. See my post on “Keeping a price list.”

7) Good quality clothing for reasonable prices:

With my busy schedule, I do not get a lot of time to shop. I love that I can find clothing for everyone in the family at Target. I especially like that I can find staple items for good prices, whether or not they go on sale. I depend on Target for pajamas for the family, sweats for the kids and myself, socks and underwear for everyone, etc. Pajamas for my boys can get quite costly. At a department store, you can easily spend $10 or more for one set. At Target, I get the Carter’s First Year brand and spend $12-$13 for two sets together. They sometimes go on sale for a few bucks less, and then there are days like today where I found three sets of the same size for half price! They sell sets year-round tailored for each season and the designs change. They are comfortable and last. My boys love them!

Their clothes last and look good. My little boys wear many items that their older brother wore that I probably paid less than $5-$10 a piece for! I often find such good deals that I even buy sizes for later and then store them in the basement. Today I found hoodie jackets for $2.98. I also found sweatshirts and sweatpants for $2.08 in the boys’ department! I bought three hoodies for each size S – L (I could only find one XL)! They will be set for a few years! See my post “Staying on top of your kids’ clothing.”

8) Black Friday is a breeze!

I am not a diehard Black Friday shopper that will stand in line hours before a store opens or camps out the night before. My Black Friday shopping route in simple: CVS and Target and occasionally one or two other stores. For the past two years, Target has had some great Black Friday deals like cheap pajamas for the family, great toy deals, and cheap hat/glove sets for the kids. I have not had to go right when the store opened. I get there mid-morning, and for the most part all the items I have been looking for were still in stock! They don’t just provide a few each of their good deals, but plenty for many shoppers! I am not shopping high-priced items, but I still come out with some great deals and am quite happy!

9) A clean and usually well-stocked store:

I know I can find good deals, too, at Wal-Mart, but I found the clutter and disorganization to create more stress than success. I like that Target is always clean and orderly and I know where everything is. The order of the store makes sense and it is not so large that I am very exhausted when I finish a trip complete with groceries, too. Occasionally the dollar aisle is a mess, but overall the store is pretty well-kept!

10) Plenty of online deals as well:

Target often has a sale on something I need more than one of, but the store doesn’t have that many or the right size in stock. However, the website does. I recently got tennis shoes for my boys and paid a minimal amount for shipping! Shoe costs can add up, so we were all very excited! And compared to the Wal-Mart shoes I have purchased, these have lasted a lot longer! I have also gotten some great skirts from their daily deals as well as other items. See my post “Online shopping tips” to make the most of your Internet shopping.

11) Clearance sections:

It seems that so many stores have junk in their clearance sections. However, at Target, I find stuff all the time. I particularly love to shop the clothing clearances, as I mentioned before. I always find great deals on clothing for my kids. By putting those purchases and hand-me-downs aside for later, my kids love when they grow out of a size and I bring up boxes of great stuff for the new season. The boxes include new and used, but they don’t care. By thinking ahead, I rarely have to buy much for the new season!

Target also has clearance sections in other departments. The end caps of aisles are always full of surprises and there are always tons of items on clearance in the home department! Today I got two great toys to put aside in my gift drawer and gingerbread cheesecake cookies only available for a limited time and so yummy! See my post on “Preparing for gift-giving = savings.”

NOTE: To find the best deals for Target each week, check out “Kosher on a Budget” and “Totally Target,” two great blogs.

Happy shopping!

Please feel free to share why you love Target in the Comments section!

 

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New series: Highlights from my favorite cookbook

This week I was very excited to get in touch with my favorite cookbook author, Sarah Fritschner. She has written many cookbooks and worked as a food writer for several newspapers, most recently as the food editor for the Louisville Times and Courier-Journal. Since 2009, she has served as the coordinator for the Louisville Farm to Table, created to bring together area farmers and their locally-grown foods with Louisville consumers in their homes, schools, restaurants, and workplaces, bolstering the local food economy.

My favorite cookbook of hers is “Vegetarian Express Lane Cookbook,” We use it several times a week and love the simple, easy-to-prepare recipes that involve 10 ingredients or less. The cookbook includes recipes for main dishes, sides, desserts, soups, pizzas, and more. We eat vegetarian on most weekdays (due to cost mostly, but it does benefit our health, too) and so this cookbook has become indispensable!

I originally bought this cookbook back in college when I had often thought about going vegetarian. Who would have guessed it would be my favorite cookbook for my family of six? We have had this book so long and used it so often, that the pages are turning yellow and we have many post-it flags to mark our favorites! Unfortunately, it is out-of-print. However, you can get it used from various sellers on Amazon, or possibly from your local library.

Since starting this blog, I have wanted to share some of the recipes from this cookbook. Thankfully, I got permission this week from the author to do this! So starting next week, I hope to feature one recipe a week from this great cookbook. I will include pictures of the finished recipes, too!

For more ideas on menu planning and great recipes, check out my posts:

 

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Wash, store, and save! (Two favorite kitchen products)

We have many things in our kitchen that hardly get used, even though they seemed like such a good idea at the time. Getting cookies just right without burning seemed like a great reason to buy a cookie sheet stone, but I think we have used it maybe twice! The second crock pot was great for making parve soups, but how often do we use it?

There are two things we do use nonstop in our kitchen. They save us time, money, and space. They also help reduce our food waste!

The first is our salad spinner bags.

Our favorite is the Argee “Spin ‘n Stor” Reusable Salad Spinner Bags. We first found them at Whole Foods, but now we buy them online. However, they last a while, so we very rarely need to buy new ones. These bags work just like a salad spinner, but without having one more gadget to store in your cabinet or refrigerator. You wash the lettuce and then place it in the bag. Then you close the top with your hands and spin it around. The water gathers on the bottom in a little reservoir. Then you pour it out the side of the bag. We love it. The boys think it is funny to see my husband swing the bag around!

After we wash a bunch of lettuce, we then store the washed lettuce in our second favorite kitchen product – produce bags.

We love the Debbie Meyer Green Bags. These hold your washed produce and keep them fresh. They work great and help us also distinguish between what has been washed and not washed in the refrigerator. Our fruits and vegetables last much longer stored in these.

I have not priced these out to see who has them cheapest, but Amazon offers them both from various retailers. You can also try Pricegrabber (see my post “Savings Tool Review: Pricegrabber”) to compare prices at several retailers at once. I have seen the Debbie Meyer bags in stores as well.

For more ideas on saving money in the kitchen, see my posts:

Do you have any kitchen products you can’t live without? Please share in the comments section!

 

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Making the most of your AAA membership

Most of us belong to Sam’s or Costco for bulk savings and have a AAA membership for emergency auto assistanceBut did you know that these membership programs have more than their advertised benefits? Why not take a look to see if you are really getting your money’s worth and all the extra perks provided.The AAA logo

Here is what I found out about AAA. For Sam’s Club, see my previous post on “Making the most of your Sam’s Club membership.” Costco to come soon!

Of course, the first thing I checked out was the savings discounts you can get with your membership. Did you know about some of these offers?

SAVINGS DISCOUNTS

Approved Auto Repair – Save up to 10% on parts and/or labor at participating Show Your Card & Save Approved Auto Repair facilities. Some restrictions and maximum discounts may apply.

Jiffy Lube – You can save 15% on their signature service at all participating locations in Arkansas, Illinois, Louisiana and Missouri. See my post on “What does an oil change cost?” for more Jiffy Lube deals.

Optical services at LensCrafters, Pearle Vision, Sears Optical, & Target Optical – Get discounts on complete pairs of eyeglasses without a coupon. This page has details on each store’s deals.

Payless ShoeSource – Members can receive an exclusive 10% discount on all regular price merchandise, excluding gift cards (at stores in the US and Canada). They even have an extra coupon available on this page.

Six Flags – $5 off general front-gate admission or $2 off general front-gate admission at Six Flags Water Parks. You also can get a 10% discount on merchandise purchases of $15 or more at all Six Flags operated locations.

St. Louis Cardinals – Get $10 off a regular ticket priced $20 or higher for any Monday through Thursday home game during the 2012 season. See this link for ticketing information and how to get this deal.

St. Louis Science Center - $5 off St. Louis Science Center Friends & Family membership levels and $1 off OMNIMAX movies. See my post “Become a member!” on why memberships are a good deal. (They have many other amusement/attraction deals that vary based on your area.)

Target.com – Members can save $10 off $100 online. Some exclusions do apply.

This is just a sampling of savings discounts that AAA offers in categories such as Play, Hotels, Travel, Shop, Auto, Dine, Services and Health.

MORE WELL-KNOWN SERVICES

Automobile splash

Travel:

  • Travel discounts and booking as well as TripTik driving directions and maps, online TourBook guides, eTourBook Guides
  • Travel checklists, event calendars, and vacation ideas
  • Information on foreign travel requirements
  • Car rental discounts

Insurance:

  • Auto, home/renter’s, and life insurance
  • Car buying tips
  • Health/Medical insurance – they even offer short-term insurance. I wish I had known about this three months ago while we have been waiting for my husband to be eligible for health insurance at his work!

Financial:

  • AAA Member Rewards Visa card
  • Travel money
  • Free identity theft monitoring (I am going to look into this, especially since this can be a costly thing to sign up privately.)
  • How to videos on money tips

News & Safety:

  • Information on gas costs and pricing
  • Safe driving tips
  • Travel magazine

Automotive:

  • Tips for taking care of your car
  • Links to AAA approved sites and battery service information

* NOTE: The links provided are for my AAA region, which serves Missouri, Arkansas, Louisiana, Mississippi, E. Kansas, S. Illinois, S. Indiana, and Texarkana, TX. To find information on your local AAA region, your computer should redirect you to your region’s website. However, if it doesn’t, you may need to click on “Other AAA Clubs” at the bottom of the AAA homepage.

Are you taking advantage of all you can with your membership! Check it out now! Tell me about how you saved!

 

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Coupon “re”-organization

For the past many years I have organized my coupons in small vertical photo albums that hold three photos on each side (see my post “Organizing coupons” for details). This worked great because I could just slide my coupons in the slots and I could see six sections at once. I didn’t need to fold many (except the Target coupons which are a bit bigger) and I could see the whole coupon. I could open them in the basket of the shopping cart and they were lightweight. I was using more coupons and could easily compare deals while in the store, versus how hard it was to find what I needed when I used an expandable small coupon holder. My husband and I often got compliments at stores on what a great idea they were.

However, we needed three of these such albums to hold all of our coupons: one for groceries, one for toiletries/supplies/household items, and one for store coupons and amusement. It was a pain switching between albums while at Target and sometimes they wouldn’t stay open in the cart basket. The pockets were also ripping a bit and it was sometimes hard to get a small coupon out, since you could only reach inside the pockets sideways.

So I decided to make a leap to try the cloth zipper binder method that so many couponers use. I decided against the decorative coupon holder/bags, because I am sure my husband would not want to carry something that looks like a lady’s purse! I bought a 3″ 3-ring Case-it zipper binder from OfficeMax, not as cheap as they later went on sale for at Target; but my husband couldn’t find any at our local Target.

I then researched page protectors/coupon holders and decided that I liked the three slot holders best because it would be similar to what I was used to. I found a great deal from Hobbies Depot for a pack of 100 for less than $20 (and no shipping charge).

They arrived the other day and much to my dismay and surprise, they were one-sided! I had no idea they were like that. My friend and fellow couponer, Jessi, assured me that I had not bought the wrong thing; they all were one-sided.

Thus, my dilemma – how to maximize my storage capabilities and still have a system similar to what I was used to (6 sections to see at once).

In comes my patient, helpful, and intelligent husband, who obliged by listening to my problem. Then he came up with a brilliant solution! Adhere the page protectors back-to-back so that we had slots on both sides! I found some double-sided removable Scotch tape in my office supply stash, and applied 5 small strips to the back of one protector and attached it to the back of another protector, so that each had the pockets facing out and the tops the right way.

Perfect!

The only downside is that our ”coupon” albums had a white backing behind the pockets so that you didn’t see through to the other side. We thought about maybe putting a piece of paper between the two page protectors, but this would have made a lot of extra work (with needing to tape twice for each set of pages) and more weight for the whole binder. We will just have to get used to it!I did steal a few ideas from Laurie at Passionate Penny Pincher, thanks to her video tutorial on her coupon organizing. I used a few plastic sleeves that have diagonal or horizontal slits in them. You can get them with or without divider tabs. These I used to hold coupons that I don’t need to necessarily see laid out at a store like automotive, amusement, home repair, medical, etc.

I am so excited to use my new binder! I love that it has a pocket for the coupons I have pulled for the checkout and dividers to hold sale fliers, etc. I even plan to put a copy of my price list in the front. I normally keep it in my purse, so that even if I am shopping without coupons, I have it handy. With the price list in the binder, my husband can use it, too, and it will be easier to flip pages.

* For more information on couponing, see my posts “Coupon websites – updated!” and “Don’t throw out your expired coupons!” My friend and fellow blogger, Mara, at Kosher on a Budget, has lots of great information on couponing in her series Couponing Basics.

Let me know what your coupon organizing style is and how you have made yours work!

 

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Is your CO detector really accurate?

A few years ago on the last day of a Yom Tov (Jewish holy day) our carbon monoxide detector went off. We opened all the windows until the detector stopped beeping. We then had to wait until after Yom Tov to call the fire department. The firefighters who came out could not figure out what had set it off except, that we had our blech (hot plate on the stove) and oven on at the same time. He said the fumes get trapped underneath, which may have then converted to carbon monoxide. However, the levels that would have resulted should not have been enough to set off our detector, he said.

Then he looked at our carbon monoxide detector. We had the kind that you attach to your wall and change the batteries every so often. It was even a fire alarm, too. His reaction was, “That is the problem there!” He explained that carbon monoxide detectors operated by batteries do not accurately detect carbon monoxide levels. The carbon monoxide can build up inside the alarm and then give you a false reading - actually showing a large amount that is inside, rather than what your home currently has.

He recommended that we get the kind that plugs into an outlet. You still should place it on a main level of your home near the bedrooms, but now it needs an outlet. He explained that the best kind were the ones that you can get from your gas company. I know he had nothing to benefit from directing us there since he was a local employee, not one for Laclede Gas!

You may be able to get yours cheaper somewhere else. At the time, I did not shop around. I got it for close to $60, which is the current price. Laclede Gas will even charge it to your regular monthly bill in installments!

We have been very happy with this device and have had no false alarms since. The unit saves us on batteries and time checking that it is working. Not really a money-savings, but it does give us piece of mind that our family is safe and that we have a reliable product.

* Click here for more information and how to purchase this Carbon Monoxide Alarm and to read FAQs on Carbon Monoxide.

Related posts on safety and product reviews:

Do have a favorite product that has saved you time or money or has proved itself worth the money? Please share in the Comments section!

 

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Scheduling visits and meals for others made easier!

Freezer Meals

One of the biggest timesavers for me when my dad was in the hospital was to create a CarePages website for him. I was able to post updates on how he was doing and then send them to anyone who wanted information. It was much easier than making a million phone calls a day, especially since I had other things to take care of for my father. The site would send an update email to anyone on my invite list and they could then logon to see the update. I have friends who have set up this type of website either for themselves or for friends suffering from a serious illness.

I particularly like this site because people can also send you messages and you can add photos. When I was pregnant with my triplets, this site was invaluable for letting people know how the babies and I were doing. It was also fun to post pictures of me growing!

CarePages, as well as many similar care coordination websites, has different settings to set up privacy settings. You can set your page up so that only those you invite can participate and logon, your page can be public, or you can choose something in-between. You can also connect with other people going through similar issues.

Another aspect of helping those dealing with illness, pregnancy, etc. is lining up meals, volunteers, errands, etc. One of my friends used Lotsa Helping Hands for a friend of hers who was battling cancer. I also set up a page on there for my father, so that we could make sure he would have visitors when he began rehab. I like that this website lets you set up a variety of tasks that people can help with, not just bringing meals. It also sends reminders to anyone who signs up to do a task/job. Like CarePages, you can also post announcements/updates and photos. This is a feature that I was not aware of, otherwise I would have used just this site alone to post everything for my father!

Other similar websites include:

All of these care coordination websites are great because they:

  • Are free.
  • Allow you to get in touch with many people in a short-time. They saves everyone time (no matter if you are the subject of the site or the person coordinating care, visits, meals, etc.). This can be a big help if you are a coordinator of meals for your temple or church.
  • Work for births, illness or injuries, bereavement, etc.
  • Allow family, loved ones, friends, and others to send support and encouragement to the person in need.
  • Often can direct you to support groups, information, and other pages set up by people with similar needs.
  • Link with Facebook and other social networking programs.

Related posts on doing good for others:

If you have used any of these sites and have reviews or tips, please share in the Comments section!

 

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Free resources highlight: EWG and National Historic Landmarks

I am always looking for great resources online. It is amazing all of the information available right at our fingertips these days! (I apologize to my Facebook friends who are seeing these first two twice. They are so great I had to post them there, too, for those who don’t read my blog.)

Two of the resources I found are from the Environmental Working Group. They have a team of scientists, researchers, and other staff that study thousands of personal products to create their databases. I try to buy environmentally safe and chemically safe cleaning and health and beauty products whenever I can. However, with money as tight as it is, I have had to purchase more and more mainstream brands. These databases can help you determine which products are safe, regardless of if you can afford those specialty/natural brands.

EWG’s Skin Deep Cosmetic Database - Features tips on finding safe makeup, skin care, hair care, eye care, nail products, fragrances, oral care, baby products, mom products, and men’s products. You can search for a particular product or look in specific product types by category. The ratings are based on health concerns of the ingredients and even tell you how much data/research is available on that product and its ingredients.

EWG’s Skin Deep Sunscreens 2012 – This database focuses on sunscreens and rates products by UVA protection, UVB protection, UVA/UVB balance, stability, and health concerns. You can also search by type of product or specific product. It also features a free app you can download to use right in the store. 

Both databases feature articles, links to places to buy the products, lists of the products that scored the best, and an email list you can sign up for.

This next resource is one that is might be helpful for summer outings, vacations, and daytrips.

National Park Service: National Historic Landmarks Program – For those of you who are looking for interesting traveling destinations close to or far away from home, this is a great resource. You can research a particular site, search by state, check out various publications, or investigate theme studies. Some landmarks are located in National Parks, so there is even more to see and do!

* If you like these resources, be sure to send them a comment and/or make a donation!

Other posts on great resources:

 

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Making the most of your Sam’s Club membership

English: Logo for Sam's Club

Most of us belong to Sam’s or Costco or have a AAA membership for towing and car repairs. But did you know that these membership programs have more than their advertised benefits? Why not take a look to see if you are really getting your money’s worth and all the extra perks available. Here is what I found out about Sam’s Club Services (through this link you can find links for all of these headings). I have highlighted some of my favorites in RED. Stay tuned for details on Costco and AAA.

Discounted cell phone plans – available in store and online

Special events – product showcases and author signings, scroll down to Your Club Happenings on this link

Health & Wellness Services – pharmacy, optical center, hearing aid center, free health screenings (vary by location), The Prevention Plan software for purchase

Financial Services – SBA Small Business Loans, Sam’s Club Credit Card, Sam’s Club Discover Card, and check printing

Electronics and Technical Assistance

    • Tech ExpertsReceive free, member-exclusive assistance with any television, home theater, digital music player, camera, camcorder or computer you purchase at Sam’s Club.
    • EcoNewrecycling program for old electronics, if your item qualifies you can get a Sam’s gift card for the trade-in value!
    • Service Plans – you can purchase plans for replacement, service, or watch and jewelry care for products purchased at Sam’s Club
    • Delivery and Installation of products purchased at Sam’s Club

Personal Services – photo center and tire and battery center

Business Services – Click ‘n’ Pull and Fax ‘n’ Pull services, merchant payment processing, and business stationery

Have you taken advantage of any of these services? What was your experience? Share in the Comments section!

Related articles:

 

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