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	<title>Surviving on a tight budget</title>
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		<title>Summer Bucket List (aka Camp Mommy)</title>
		<link>http://survivingonatightbudget.com/2013/06/11/summer-bucket-list-aka-camp-mommy/</link>
		<comments>http://survivingonatightbudget.com/2013/06/11/summer-bucket-list-aka-camp-mommy/#comments</comments>
		<pubDate>Tue, 11 Jun 2013 20:49:58 +0000</pubDate>
		<dc:creator>rmk104</dc:creator>
				<category><![CDATA[Chesed (service or volunteering)]]></category>
		<category><![CDATA[Family ideas]]></category>
		<category><![CDATA[Forms for everything]]></category>
		<category><![CDATA[activity cards]]></category>
		<category><![CDATA[attractions]]></category>
		<category><![CDATA[bucket list]]></category>
		<category><![CDATA[Camp Mommy]]></category>
		<category><![CDATA[excursions]]></category>
		<category><![CDATA[forms]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[Recreation]]></category>
		<category><![CDATA[reusable]]></category>
		<category><![CDATA[saves time]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[summer]]></category>
		<category><![CDATA[summer fun]]></category>

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		<description><![CDATA[This summer is the first in a while that I have had all the kids home with virtually no camp. Since I am back to full-time teaching and am off during the summer, it doesn&#8217;t make financial sense to the send the kids to camp. So this year, it is &#8220;Camp Mommy.&#8221; I have been [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=survivingonatightbudget.com&#038;blog=12111181&#038;post=5070&#038;subd=rmk104&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p><a href="http://www.flickr.com/photos/22749993@N08/5791833982" target="_blank"><img class="zemanta-img-inserted zemanta-img-configured  aligncenter" style="border:0 none;" title="Swimming" alt="Swimming" src="http://farm4.static.flickr.com/3435/5791833982_236086620d_m.jpg" width="160" height="240" /></a>This summer is the first in a while that I have had all the kids home with virtually no camp. Since I am back to full-time teaching and am off during the summer, it doesn&#8217;t make financial sense to the send the kids to camp. So this year, it is &#8220;Camp Mommy.&#8221; I have been winging things for the past week, having just finished school at the end of May. But now my older son is off, too, and we really need some sort of schedule. So last night and today I have gotten to work on this! (By the way, I have three 5-year-olds and one 9-year-old, all boys.)</p>
<p><span style="color:#ff0000;"><strong>I created a schedule for the day of what we will do when.</strong></span> The schedule includes time for indoor play, outdoor play, snacks and meals, movie or TV time, and excursions. Crafts, cooking, reading and academic review will fill in the gaps.</p>
<p><span style="color:#ff0000;"><strong>Then I have been putting together our summer bucket list &#8211; those excursions we will take.</strong></span> With four kids, staying in the house all day will not work! I had seen a few resources here and there and put them together in a useable way. One idea that I really liked was having slips of paper that you draw from each week to make a schedule. I think drawing each day one at a time would be difficult, especially since some excursions are more timely than others and have varying costs.</p>
<p><span style="text-decoration:underline;"><strong>Here is what I came up with:</strong></span></p>
<p>A fill-in schedule: <span style="color:#008000;"><strong><a href="http://rmk104.files.wordpress.com/2013/06/summer-bucket-list-schedule-form.doc"><span style="color:#008000;">Summer Bucket List schedule form</span></a></strong></span></p>
<p>Cards with activities for day &amp; afternoon excursions and evening outings:</p>
<ul>
<li>All purpose version: <strong><span style="color:#008000;"><a href="http://rmk104.files.wordpress.com/2013/06/summer-bucket-list-cards-20131.doc"><span style="color:#008000;">Summer Bucket List cards 2013</span></a></span></strong></li>
<li>For St. Louis readers with a few St. Louis specifics: <strong><span style="color:#008000;"><a href="http://rmk104.files.wordpress.com/2013/06/summer-bucket-list-cards-2013-stl-version.doc"><span style="color:#008000;">Summer Bucket List cards 2013 StL version</span></a></span></strong></li>
</ul>
<p><span style="text-decoration:underline;"><strong>The instructions to use these are as follows:</strong></span></p>
<p>1. Modify the attached schedule for your own needs.</p>
<p>2. On the excursions file, add in local excursions that you would like to visit this summer (color coding denotes cost).</p>
<p>3. Take a look at the starred cards, which are timely activities. Decide if you want to research these ahead of time and then take them out of the weekly drawing and manually put them on your schedule as they occur OR just figure it out as they get chosen.</p>
<p>4. Print the schedule and activity cards.</p>
<p>5. Sort the cards based on color-coding. You may want to have envelopes or buckets for each type.</p>
<p>6. Write in any events you already have on your schedule for that week – like summer library activities, family events, camp, etc.</p>
<p>7. Pick the number of cards that work best for your family from each color category. (I plan to leave space for one library and at least one park trip a week. My kids still nap so I might use shorter activities or trips to the park or library in the afternoons. If your kids are older you may spend a whole day at one activity or choose two per day.</p>
<p>8. Lay the cards down on your schedule and create a plan for the week.</p>
<p>9. You may decide to discard the cards you used that week or reuse those that you would like to do again another week.</p>
<p>I hope these directions are not too complicated. Please give me your feedback so I can edit it or change it to be more helpful!</p>
<p>Hope you like them!</p>
<p><span style="text-decoration:underline;"><strong>Related posts:</strong></span></p>
<ul>
<li><strong><span style="color:#008000;"><a title="Free Bowling and Skating – Summer 2013" href="http://survivingonatightbudget.com/2013/05/19/free-bowling-and-skating-summer-2013/" target="_blank"><span style="color:#008000;">&#8220;Free Bowling and Skating &#8211; 2013&#8243;</span></a></span></strong></li>
<li><strong><span style="color:#008000;"><a title="Summer 2013 Dollar (or free) Movies" href="http://survivingonatightbudget.com/2013/06/10/summer-2013-dollar-or-free-movies/" target="_blank"><span style="color:#008000;">&#8220;Summer 2013 Dollar (or Free) Movies&#8221;</span></a></span></strong></li>
</ul>
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			<media:title type="html">Swimming</media:title>
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		<title>Summer 2013 Dollar (or Free) Movies</title>
		<link>http://survivingonatightbudget.com/2013/06/10/summer-2013-dollar-or-free-movies/</link>
		<comments>http://survivingonatightbudget.com/2013/06/10/summer-2013-dollar-or-free-movies/#comments</comments>
		<pubDate>Mon, 10 Jun 2013 22:26:28 +0000</pubDate>
		<dc:creator>rmk104</dc:creator>
				<category><![CDATA[Family ideas]]></category>
		<category><![CDATA[Other savings tips]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[free]]></category>
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		<category><![CDATA[Harry Potter]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[kids series]]></category>
		<category><![CDATA[local theater]]></category>
		<category><![CDATA[movie theaters]]></category>
		<category><![CDATA[Movies]]></category>
		<category><![CDATA[rewards]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[summer kids]]></category>
		<category><![CDATA[theaters]]></category>
		<category><![CDATA[theatres]]></category>

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		<description><![CDATA[I am sorry to post this so late, but this summer I have all my kids home, which means less time to blog and do my own things! However, there are so many great things to do in the summer, many of which are cheap. Summer movies are great to avoid the heat and perhaps [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=survivingonatightbudget.com&#038;blog=12111181&#038;post=5049&#038;subd=rmk104&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p style="text-align:center;"><a href="http://www.flickr.com/photos/79227677@N08/8569604381" target="_blank"><img class="zemanta-img-inserted zemanta-img-configured aligncenter" style="border:0 none;" title="5 Movie Tickets for 1 Day" alt="5 Movie Tickets for 1 Day" src="http://farm9.static.flickr.com/8111/8569604381_eab537e1d5_m.jpg" width="240" height="160" /></a></p>
<p>I am sorry to post this so late, but this summer I have all my kids home, which means less time to blog and do my own things! However, there are so many great things to do in the summer, many of which are cheap. Summer movies are great to avoid the heat and perhaps see some movies on the big screen that you missed the first time around.</p>
<p>I have updated last years&#8217; list of theaters that offer free or cheap movies. These are typically only offered during the summer. But check your local theater’s website, because they may offer other promotions like senior discounts, mom and baby viewings, concession discounts, etc., year-round.</p>
<p><strong>I have culled sources from across the Internet to provide you a comprehensive list. If you find a theater offering a program that I missed, please let me know! </strong>Participating theater state locations are provided for each listing so you don&#8217;t have to click on all of them one to see if the program is being offered near you!<strong><br />
</strong></p>
<p><span style="color:#008000;"><a title="Carmike" href="http://www.carmike.com/" target="_blank"><span style="color:#008000;"><strong>Carmike</strong></span></a> – <a title="Carmike Summer Kids Series" href="http://www.carmike.com/Events/Category/8" target="_blank"><span style="color:#008000;"><strong>Summer Kids Series.</strong></span></a> </span>This theater chain offers $4 movie combo, which includes movie, popcorn drink, and snack. Some theaters start June 3 while others start June 10; days vary by theater. Participating locations vary each year. Be sure to look at both sections below the general information to see if there is a participating theater near you. Some locations even have showings more than once a week. They have participating theaters in 33 states: AL, AR, CO, DE, FL, GA, IA, ID, IL, IN, KS, KY, MI, MN, MO (Warrensburg), MT, NC, ND, NE, NM, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, and WV.</p>
<p><span style="color:#008000;"><a title="Cinemark" href="http://www.cinemark.com/home.aspx" target="_blank"><span style="color:#008000;"><strong>Cinemark Theatres</strong></span></a> – <a title="Cinemark Summer Movie Clubhouse" href="http://www.cinemark.com/summer-movie-clubhouse" target="_blank"><span style="color:#008000;"><strong>Summer Movie Clubhouse</strong></span></a>.</span> $1 per show or $5 for 10 shows if purchased in advance. They have participating theaters in 37 states: AL, AK, AR, CA, CO, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, MS, MN, MO (Kansas City), MT, NC, NM, NV, NJ, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WS. Click on your local theater for details.</p>
<p><span style="color:#008000;"><strong><a title="Cinemaworld Theaters" href="http://www.cwtheaters.com/melbourne/home.asp" target="_blank"><span style="color:#008000;">Cinemaworld</span></a></strong> &#8211; <strong><a title="Cinemaworld KidFest" href="http://www.cwtheaters.com/melbourne/kidfest.asp" target="_blank"><span style="color:#008000;">Summer KidFest.</span></a></strong> </span>June 7 &#8211; Aug. 1, seven days a week. FREE for kids, adults $2 or donation of non-perishable pet-food item. Schedule may vary by location. Locations in FL and RI.</p>
<p><span style="color:#008000;"><a title="Classic Cinemas" href="http://www.classiccinemas.com/Default.aspx" target="_blank"><span style="color:#008000;"><strong>Classic Cinemas</strong> </span></a>– <a title="Classic Cinemas Wed Movie Series" href="http://www.classiccinemas.com/Content.aspx?page=34" target="_blank"><span style="color:#008000;"><strong>Wednesday Morning Movie Series.</strong></span></a></span> $1 per ticket. Runs June 12 &#8211; Aug. 7. Multiple theaters in IL.</p>
<p><span style="color:#008000;"><strong><a title="Clearview Cinemas" href="http://clearviewcinemas.com/index.asp" target="_blank"><span style="color:#008000;">Clearview Cinemas</span></a> &#8211; <a title="Clearview Cinemas Kid's Club" href="http://clearviewcinemas.com/summerkidsclub.asp" target="_blank"><span style="color:#008000;">Clearview Cinemas Kid&#8217;s Club.</span></a></strong></span> July 10 and 11 &#8211; August 22, 2013. Wednesdays and Thursday, Tickets FREE. Schedule of movies varies by theater. Participating locations in NJ and NY.</p>
<p><span style="color:#008000;"><strong><a title="Cobb Theatres" href="http://www.cobbtheatres.com/default.asp" target="_blank"><span style="color:#008000;">Cobb Theatres</span></a> - <a title="Cobb Theatres" href="http://www.cobbtheatres.com/default.asp" target="_blank"><span style="color:#008000;">Free Summer Kids Shows</span></a></strong>.<strong> </strong></span>Their website does not have details for this program except to check your local theater for a schedule. Locations in AL, CO, FL, GA, and VA.</p>
<p><span style="color:#008000;"><a title="Dickinson Theatres" href="http://www.dtmovies.com/index.aspx" target="_blank"><span style="color:#008000;"><strong>Dickinson Theatres</strong></span></a> – <strong><a title="Dickinson SVMS" href="http://www.dtmovies.com/theatre_list.aspx" target="_blank"><span style="color:#008000;">Summer Vacation Movie Series</span></a></strong>.</span> Prices vary between FREE and $2 per ticket. Select the theatre near you and then click on the box with SVMS. This will then lead you to the flier for that theater. Locations in AR, AZ, KS, MO (Lee&#8217;s Summit and Kansas City), NE, OK, and TX.</p>
<p><span style="color:#008000;"><a title="Georgia Theatre Company" href="http://www.georgiatheatrecompany.com/default.asp" target="_blank"><span style="color:#008000;"><strong>Georgia Theatre Company</strong></span></a><strong> </strong>– <a title="Georgia Theatre Company Summer Movie Series" href="http://www.georgiatheatrecompany.com/gtc-promotions.aspx" target="_blank"><span style="color:#008000;"><strong>Summer Movie Series</strong></span></a>.</span> This series is offered for $1 on Tuesdays and Thursdays in June and July. Participating locations are in FL, GA, SC, and VA.They are showing the entire Harry Potter series of movies, as well as other favorite animated kids&#8217; selections.</p>
<p><span style="color:#008000;"><strong><a title="Goodrich Quality Theaters" href="http://www.gqti.com/" target="_blank"><span style="color:#008000;">Goodrich Quality Theaters</span></a></strong></span> &#8211; <span style="color:#008000;"><strong><a title="Goodrich Theaters Kids Summer Movies" href="http://www.gqti.com/kidssummermovies.aspx" target="_blank"><span style="color:#008000;">Kids Summer Movies.</span></a></strong></span> Begins June 10, Monday through Friday. Tickets $1. Participating locations in IN, IL, MI, and MO (Jefferson City and Columbia).</p>
<p><span style="color:#008000;"><a title="Harkins Theatres" href="http://www.harkinstheatres.com/" target="_blank"><span style="color:#008000;"><strong>Harkins Theatres</strong></span></a> – <a title="Harkins Summer Movie Fun" href="http://www.harkinstheatres.com/summerMovieFun.aspx" target="_blank"><span style="color:#008000;"><strong>Summer Movie Fun</strong></span></a>.</span> Less than $1 per ticket. Locations in AZ, CA, CO, OK, and TX. Click on your preferred theater for their schedule and movies listings. Shows start as early as May 27.</p>
<p><span style="color:#008000;"><strong><a title="Malco Theatres" href="http://www.malco.com/" target="_blank"><span style="color:#008000;">Malco Theatres</span></a> </strong>– <a title="Malco Kids Summer Film Fest" href="http://www.malco.com/subpage.php?page_id=147" target="_blank"><span style="color:#008000;"><strong>Kids Summer Film Fest</strong>.</span></a> </span>Runs June 4 &#8211; July 31, 2013, Tuesdays and Wednesdays. $2 per ticket. Locations in AR, KY, MS, and TN.</p>
<p><span style="color:#008000;"><a title="Marcus Theatres" href="http://www.marcustheatres.com/" target="_blank"><span style="color:#008000;"><strong>Marcus Theatres</strong></span></a> – <a title="Marcus Theatres Kids Dream Summer Film Series" href="http://www.marcustheatres.com/Promotion/PromotionDetail/4/" target="_blank"><span style="color:#008000;"><strong>Kids Dream Summer Film Series</strong></span></a>.</span> Runs June 18 &#8211; Aug. 15, 2013, Tuesdays, Wednesdays, and Thursdays. $2 per ticket. Locations in IA, IL, MN, ND, NE, OH, and WI.</p>
<p><span style="color:#008000;"><strong><a title="Marquee Cinemas" href="http://www.marqueecinemas.com/index.asp" target="_blank"><span style="color:#008000;">Marquee Cinemas</span></a></strong></span> &#8211; <span style="color:#008000;"><strong><a title="Marquee Cinemas Summer Movie Program" href="http://www.marqueecinemas.com/summerseries.asp" target="_blank"><span style="color:#008000;">Kid&#8217;s Summer Movie Program</span></a></strong></span> &#8211; June through August, start dates vary by location; Tuesdays and Wednesdays. Tickets FREE. Participating locations in CT, FL, KY, NC, NJ, NY, PA, VA,and  WV.</p>
<p><span style="color:#008000;"><strong><a title="Muvico Theaters" href="http://www.muvico.com/" target="_blank"><span style="color:#008000;">Muvico Theaters</span></a></strong> &#8211; <strong><a title="Muvico Summer Film Fest" href="http://www.muvico.com/SummerFilmFest.aspx" target="_blank"><span style="color:#008000;">FREE Summer Film Fest</span></a></strong>.</span> June 11 &#8211; Aug. 15, 2013, Tuesdays, Wednesdays, Thursdays. Locations are in CA, FL, and IL.</p>
<p><span style="color:#008000;"><a title="Regal Cinemas" href="http://www.regmovies.com/" target="_blank"><span style="color:#008000;"><strong>Regal Cinemas</strong></span></a> – <a title="Regal Cinemas Summer Movie Express" href="http://www.regmovies.com/Movies/Summer-Movie-Express" target="_blank"><span style="color:#008000;"><strong>Summer Movie Express</strong>.</span></a></span> Tuesdays and Wednesdays, $1 per ticket. Start dates vary by location. Participating locations are in AK, AL, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MD, ME, MO (Fenton, Hazelwood, and Springfield), MS, NC, NE, NH, NJ, NM, NV, NY, OH, OR, PA, SC, TN, TX, VA, WA, and WV. Great Escape Theaters are now owned by Regal Cinemas.<strong></strong></p>
<p><span style="color:#008000;"><strong><a title="Wehrenberg Theatres" href="http://www.wehrenberg.com/index.aspx" target="_blank"><span style="color:#008000;">Wehrenberg Theatres</span></a> &#8211; <a title="Wehrenberg Family Summer Series" href="http://www.wehrenberg.com/presenting.aspx?pid=333" target="_blank"><span style="color:#008000;">Family Summer Series.</span></a></strong></span> June 5 &#8211; Aug. 15, 2013, Wednesdays and Thursdays. Tickets FREE. Locations in IL, IA, MO (Chesterfield, St. Charles, O&#8217;Fallon, South County, Des Peres, Arnold, and St. Peters), and MN.<strong></strong></p>
<p><span style="color:#ff0000;">* <strong>For more summer family activities,</strong></span> click on the links here or on the <span style="color:#008000;"><strong><a title="Family ideas" href="http://survivingonatightbudget.com/category/family-ideas/" target="_blank"><span style="color:#008000;">&#8220;Family ideas&#8221;</span></a></strong></span> category on the right menu and/or click on the <span style="color:#008000;"><strong><a title="Family Fun Outside the Home" href="http://survivingonatightbudget.com/family-fun-outside-the-home/" target="_blank"><span style="color:#008000;">&#8220;Family Fun Outside the Home&#8221;</span></a></strong></span> page on the top menu bar.</p>
<p><span style="text-decoration:underline;"><strong>Related posts:</strong></span></p>
<ul>
<li><span style="color:#008000;"><strong><a title="Get rewarded for shopping – updated!" href="http://survivingonatightbudget.com/2011/12/28/get-rewarded-for-shopping-updated/" target="_blank"><span style="color:#008000;">&#8220;Get Rewarded for Shopping &#8211; updated!&#8221;</span></a></strong></span></li>
<li><strong><span style="color:#008000;"><a title="Get rewarded for shopping – Part 2" href="http://survivingonatightbudget.com/2012/02/09/get-rewarded-for-shopping-part-2/" target="_blank"><span style="color:#008000;">&#8220;Get Rewarded for Shopping &#8211; Part 2&#8243;</span></a></span></strong></li>
</ul>
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		<title>Free Bowling and Skating &#8211; Summer 2013</title>
		<link>http://survivingonatightbudget.com/2013/05/19/free-bowling-and-skating-summer-2013/</link>
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		<pubDate>Sun, 19 May 2013 13:45:11 +0000</pubDate>
		<dc:creator>rmk104</dc:creator>
				<category><![CDATA[Family ideas]]></category>
		<category><![CDATA[Other savings tips]]></category>
		<category><![CDATA[AMF]]></category>
		<category><![CDATA[Bowling]]></category>
		<category><![CDATA[bowling brunswick]]></category>
		<category><![CDATA[bowling program]]></category>
		<category><![CDATA[brunswick bowling]]></category>
		<category><![CDATA[coupons]]></category>
		<category><![CDATA[free bowling games]]></category>
		<category><![CDATA[freebies]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[Recreation]]></category>
		<category><![CDATA[roller skating]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[skating]]></category>

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		<description><![CDATA[The year has gone by so quickly and it is time to start making summer plans with the kids. This will be the first summer I have had in a while home with my children. They are excited about &#8220;Camp Mommy.&#8221; I hope they won&#8217;t be disappointed! Below are FREE bowling and roller skating opportunities [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=survivingonatightbudget.com&#038;blog=12111181&#038;post=5041&#038;subd=rmk104&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p style="text-align:left;">The year has gone by so quickly and it is time to start making summer plans with the kids. This will be the first summer I have had in a while home with my children. They are excited about &#8220;Camp Mommy.&#8221; I hope they won&#8217;t be disappointed!</p>
<p style="text-align:left;">Below are FREE bowling and roller skating opportunities to take advantage of this summer.<a href="http://www.kidsbowlfree.com"><img class="aligncenter" style="border:0 none;" title="kidsbowlfree_logo" alt="" src="http://rmk104.files.wordpress.com/2012/05/kidsbowlfree_logo.png?w=292&#038;h=139" width="292" height="139" /></a><strong></strong></p>
<p><span style="text-decoration:underline;"><span style="color:#008000;text-decoration:underline;"><strong><a title="Kids Bowl Free" href="http://www.kidsbowlfree.com/" target="_blank"><span style="color:#008000;text-decoration:underline;">Kids Bowl Free:</span></a></strong></span></span></p>
<p>Kids can receive two free bowling games a day for the entire summer thanks to generous bowling alleys across the nation (they also have locations in Canada). Shoe rental cost is not included. Check out their website for information on getting your school involved, locations, and frequently asked questions. The age limit is determined by each bowling alley. Dates also vary by alley, but some go from April until October!</p>
<p>There is also an option to sign up for a family pass (for the adults), but it is not necessary to receive your child&#8217;s free games. This may be a good deal if you go multiple times over the summer with your kids. You will have to figure it out based on how many times you think you will go, and the cost per game and for shoe rental at your participating bowling alley.</p>
<p style="text-align:center;"><strong><a href="http://rmk104.files.wordpress.com/2012/05/k_logo_amfsummerunplugged.png"><img class="aligncenter" style="border:0 none;" title="k_logo_amfsummerunplugged" alt="" src="http://rmk104.files.wordpress.com/2012/05/k_logo_amfsummerunplugged.png?w=212&#038;h=131" width="212" height="131" /></a></strong><strong></strong></p>
<p><span style="text-decoration:underline;"><span style="color:#008000;"><strong><a title="AMF Free Bowling" href="https://freebowling.amf.com/" target="_blank"><span style="color:#008000;text-decoration:underline;">AMF Summer Unplugged</span></a>:</strong></span></span></p>
<p>AMF offers their own summer bowling program for kids. Kids 15 and under get two free games every day of the summer (from May 13 &#8211; Sept. 2). Again shoe rental is not included and a family pass is available for purchase. AMF has locations in ALL BUT 14 states in the United States. This year there is no need to print coupons or vouchers; they will give you a membership card on your first visit. And if you forget your card, they can look you up!</p>
<p style="text-align:center;"><a href="http://rmk104.files.wordpress.com/2012/05/brunswick-zone-logo.png"><img class="aligncenter" style="border:0 none;" title="Brunswick Zone logo" alt="" src="http://rmk104.files.wordpress.com/2012/05/brunswick-zone-logo.png?w=255&#038;h=94" width="255" height="94" /></a><strong></strong></p>
<p><span style="text-decoration:underline;"><span style="color:#008000;text-decoration:underline;"><strong><a title="Brunswick Summer Bowling" href="http://coupons.bowlbrunswick.com/ballpass/" target="_blank"><span style="color:#008000;text-decoration:underline;">Brunswick Bowling:</span></a></strong></span></span></p>
<p>Brunswick also has a summer bowling program for kids. Students 18 and younger can receive one free game of bowling in June, July, and August. For children 12 and younger, you just add them to your Bonus Zone profile (a rewards program and email newsletter). Children 13 -18 should create their own Bonus Zone account. Brunswick has locations in 18 states and Ontario &#8211; Canada.</p>
<p style="text-align:center;"><a href="http://rmk104.files.wordpress.com/2013/05/kidsskatefree-logo.png"><img class="aligncenter size-full wp-image-5043" style="border:0 none;" alt="KidsSkateFree logo" src="http://rmk104.files.wordpress.com/2013/05/kidsskatefree-logo.png?w=645"   /></a></p>
<p style="text-align:left;"><span style="text-decoration:underline;"><span style="color:#008000;text-decoration:underline;"><strong><a title="Kids Skate Free" href="http://kidsskatefree.com/" target="_blank"><span style="color:#008000;text-decoration:underline;">Kids Skate Free:</span></a></strong></span></span></p>
<p>According to their website, skating is:</p>
<div>
<ul>
<li>A fun way to increase muscular strength and cardiorespiratory endurance.</li>
<li>A way to burn anywhere from 330 to 600 calories per hour!</li>
<li>Great for improving balance and flexibility.</li>
<li>A fantastic source of aerobic exercise.</li>
<li>A key to weight control.</li>
<li>Easy to learn.</li>
<li>A great tension reliever and enthusiasm builder.</li>
<li>An excellent way to help maintain good health.</li>
</ul>
</div>
<p>The website features a tool for finding a location near you, frequently asked questions, and other information. Times and days vary by location.</p>
<p><strong>For more ideas of fun things to do with your children, check out the:</strong></p>
<ul>
<li><span style="color:#008000;"><strong><a title="Family ideas" href="http://survivingonatightbudget.com/category/family-ideas/" target="_blank"><span style="color:#008000;">&#8220;Family ideas&#8221;</span></a></strong></span> category on the right menu</li>
<li><span style="color:#008000;"><strong><a title="Family Fun Outside the Home" href="http://survivingonatightbudget.com/family-fun-outside-the-home/" target="_blank"><span style="color:#008000;">&#8220;Family Fun Outside the Home&#8221;</span></a></strong></span> page on the top menu bar</li>
</ul>
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		<title>Disasters: What can you do to help?</title>
		<link>http://survivingonatightbudget.com/2013/04/14/disasters-what-can-you-do-to-help/</link>
		<comments>http://survivingonatightbudget.com/2013/04/14/disasters-what-can-you-do-to-help/#comments</comments>
		<pubDate>Mon, 15 Apr 2013 01:47:03 +0000</pubDate>
		<dc:creator>rmk104</dc:creator>
				<category><![CDATA[Chesed (service or volunteering)]]></category>
		<category><![CDATA[Family ideas]]></category>
		<category><![CDATA[Other savings tips]]></category>
		<category><![CDATA[American Red Cross]]></category>
		<category><![CDATA[charities]]></category>
		<category><![CDATA[chesed]]></category>
		<category><![CDATA[Community service]]></category>
		<category><![CDATA[current-events]]></category>
		<category><![CDATA[Disaster response]]></category>
		<category><![CDATA[disasters]]></category>
		<category><![CDATA[donate]]></category>
		<category><![CDATA[environment]]></category>
		<category><![CDATA[Philanthropy]]></category>
		<category><![CDATA[Salvation Army]]></category>
		<category><![CDATA[teachers]]></category>
		<category><![CDATA[United Way]]></category>
		<category><![CDATA[volunteer]]></category>
		<category><![CDATA[volunteering]]></category>

		<guid isPermaLink="false">http://survivingonatightbudget.com/?p=5001</guid>
		<description><![CDATA[Last week, several areas of Missouri, including the area of the school where I teach, were hit badly by a tornado. There were many families whose homes were severely damaged and many who were displaced. I can’t imagine the stress and hardship these families are going through. It is during times like these that we [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=survivingonatightbudget.com&#038;blog=12111181&#038;post=5001&#038;subd=rmk104&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p><a href="http://www.flickr.com/photos/20532261@N03/5398056530" target="_blank"><img class="zemanta-img-inserted zemanta-img-configured  aligncenter" style="border:0 none;" title="Tornado" alt="Tornado" src="http://farm6.static.flickr.com/5011/5398056530_f34f3e9ce8_m.jpg" width="240" height="180" /></a></p>
<p>Last week, several areas of Missouri, including the area of the school where I teach, were hit badly by a tornado. There were many families whose homes were severely damaged and many who were displaced. I can’t imagine the stress and hardship these families are going through. It is during times like these that we count our blessings and are grateful for small and big things.</p>
<p>Thankfully there has been a tremendous outpouring of support from our school district staff and the community to help these families. It is amazing all the efforts that have been launched, from collecting donations of items and money, to providing meals and shelter, to helping clear the debris, to providing information on resources and aid.</p>
<p>With our technological age, it is much easier to distribute information regarding volunteer opportunities and assistance available.And for those families in the area who didn&#8217;t have access, volunteers canvassed to get them that information. <strong><span style="color:#ff0000;">For those of you who want to help, it isn’t always easy to know what website or place to go to for ways to help.</span></strong> Here is a short guide to lending a hand in natural disaster relief.</p>
<p>∞ Check the <strong>local school district’s</strong> website and Facebook page. They will often have information on how to help or how to get help.</p>
<p>∞ Check the <strong>local newspaper’s</strong> website for current news, links to organizations, and more.</p>
<p style="text-align:left;"><a href="http://rmk104.files.wordpress.com/2013/04/patch-logo.jpg"><img class="aligncenter size-thumbnail wp-image-5018" style="border:0 none;" alt="patch logo" src="http://rmk104.files.wordpress.com/2013/04/patch-logo.jpg?w=150&#038;h=58" width="150" height="58" /></a>∞ Check out <strong><span style="color:#008000;"><a title="Patch" href="http://www.patch.com/" target="_blank"><span style="color:#008000;">Patch.com</span></a></span></strong>, a new community-oriented news source. On this main page, you can search for the website for your local area. They had great coverage of the local tornado and links to many local organizations providing aid and resources.</p>
<p style="text-align:left;"><a href="http://rmk104.files.wordpress.com/2013/04/amer-red-cross-logo.jpg"><img class="aligncenter size-thumbnail wp-image-5019" style="border:0 none;" alt="amer red cross logo" src="http://rmk104.files.wordpress.com/2013/04/amer-red-cross-logo.jpg?w=150&#038;h=112" width="150" height="112" /></a>∞ <strong><span style="color:#008000;"><a title="American Red Cross" href="http://www.redcross.org/" target="_blank"><span style="color:#008000;">American Red Cross</span></a></span></strong> – Although most known for its blood drive efforts, the American Red Cross helps with disaster response, too. To find out more, click <strong><span style="color:#008000;"><a title="Am Red Cross disaster volunteers" href="http://www.redcross.org/support/volunteer/disaster-volunteer" target="_blank"><span style="color:#008000;">here</span></a></span></strong>.</p>
<p style="text-align:left;"><a href="http://rmk104.files.wordpress.com/2013/04/salv-army-logo.jpg"><img class="aligncenter size-thumbnail wp-image-5020" style="border:0 none;" alt="salv army logo" src="http://rmk104.files.wordpress.com/2013/04/salv-army-logo.jpg?w=139&#038;h=150" width="139" height="150" /></a>∞ <strong><span style="color:#008000;"><a title="Salvation Army USA" href="http://www.salvationarmyusa.org/usn/www_usn_2.nsf" target="_blank"><span style="color:#008000;">Salvation Army</span></a></span></strong> &#8211; Search the <strong><span style="color:#008000;"><a title="Salvation Army volunteers" href="http://www.salvationarmyusa.org/usn/www_usn_2.nsf/vw-dynamic-arrays/89941F85D7A2ECAC802573250030C4F0?openDocument&amp;charset=utf-8" target="_blank"><span style="color:#008000;">Volunteer Match</span></a></span></strong> website to be linked with Salvation Army volunteer opportunities. You can also donate money, household items, or clothing to help those in need. To learn more about Salvation Army’s variety of disaster services and efforts, click <strong><span style="color:#008000;"><a title="Salvation Army disaster services" href="http://disaster.salvationarmyusa.org/" target="_blank"><span style="color:#008000;">here</span></a></span></strong>.</p>
<p style="text-align:left;"><a href="http://rmk104.files.wordpress.com/2013/04/united-way-logo-2.jpg"><img class="aligncenter size-thumbnail wp-image-5028" style="border:0 none;" alt="united way logo 2" src="http://rmk104.files.wordpress.com/2013/04/united-way-logo-2.jpg?w=150&#038;h=63" width="150" height="63" /></a>∞<strong> </strong><strong><span style="color:#008000;"><a title="United Way" href="http://www.unitedway.org/" target="_blank"><span style="color:#008000;">United Way</span></a></span></strong> – <a title="United Way volunteer info." href="http://www.unitedway.org/take-action/volunteer" target="_blank"><strong><span style="color:#008000;"><span style="color:#008000;">Volunteer</span></span></strong></a> to help the many efforts of the United Way. You can learn more about general opportunities, take the pledge to join, and see local opportunities. You can also go to your<strong><span style="color:#008000;"> <a title="Search for your local United Way" href="http://apps.unitedway.org/myuw/" target="_blank"><span style="color:#008000;">local United Way</span></a></span></strong> website and view a volunteer calendar with specific events in your area.</p>
<p><span style="color:#ff0000;"><strong>* Please note: All of these organizations also gladly accept monetary donations, if you are not able to give time or resources.</strong></span></p>
<p><span style="text-decoration:underline;"><strong>Related posts:</strong></span></p>
<ul>
<li><span style="color:#008000;"><a title="Don’t throw out your expired coupons!" href="http://survivingonatightbudget.com/2011/11/23/dont-throw-out-your-expired-coupons/" target="_blank"><span style="color:#008000;"><b>Don’t throw out your expired coupons!</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Finding a home for used stuffed animals" href="http://survivingonatightbudget.com/2011/12/22/finding-a-home-for-used-stuffed-animals/" target="_blank"><span style="color:#008000;"><b>Finding a home for used stuffed animals</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Spring cleaning for a good cause" href="http://survivingonatightbudget.com/2012/03/22/spring-cleaning-for-a-good-cause/" target="_blank"><span style="color:#008000;"><b>Spring cleaning for a good cause</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Gratitude is always cheap!" href="http://survivingonatightbudget.com/2012/05/01/gratitude-is-always-cheap/" target="_blank"><span style="color:#008000;"><b>Gratitude is always cheap!</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Scheduling visits and meals for others made easier!" href="http://survivingonatightbudget.com/2012/07/30/scheduling-visits-and-meals-for-others-made-easier/" target="_blank"><span style="color:#008000;"><b>Scheduling visits and meals for others made easier! </b></span></a></span></li>
</ul>
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		<title>Kids&#8217; Mitzvah Checklist for Passover</title>
		<link>http://survivingonatightbudget.com/2013/03/21/kids-mitzvah-checklist-for-passover/</link>
		<comments>http://survivingonatightbudget.com/2013/03/21/kids-mitzvah-checklist-for-passover/#comments</comments>
		<pubDate>Thu, 21 Mar 2013 16:14:09 +0000</pubDate>
		<dc:creator>rmk104</dc:creator>
				<category><![CDATA[Family ideas]]></category>
		<category><![CDATA[Forms for everything]]></category>
		<category><![CDATA[Holidays]]></category>
		<category><![CDATA[checklist]]></category>
		<category><![CDATA[Cleaning]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[forms]]></category>
		<category><![CDATA[fun]]></category>
		<category><![CDATA[holiday checklist]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[Mitzvah]]></category>
		<category><![CDATA[mitzvot]]></category>
		<category><![CDATA[Passover]]></category>
		<category><![CDATA[Passover prep]]></category>
		<category><![CDATA[Passover preparations]]></category>
		<category><![CDATA[Pesach]]></category>
		<category><![CDATA[seder]]></category>
		<category><![CDATA[teachers]]></category>

		<guid isPermaLink="false">http://survivingonatightbudget.com/?p=4916</guid>
		<description><![CDATA[I am taking a break from my regular Passover (Pesach) preparations to think of my kids. One of my favorite new traditions is involving the kids by helping them get excited about doing the mitzvos for that holiday. I already had a reader/friend ask where my next holiday checklist for the kids was! So here is [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=survivingonatightbudget.com&#038;blog=12111181&#038;post=4916&#038;subd=rmk104&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p style="text-align:left;"><a href="http://rmk104.files.wordpress.com/2013/03/nissan_simaneihaseder_magid.jpg"><img class="aligncenter size-medium wp-image-4991" style="border:0 none;" alt="nissan_simaneihaseder_magid" src="http://rmk104.files.wordpress.com/2013/03/nissan_simaneihaseder_magid.jpg?w=231&#038;h=300" width="231" height="300" /></a>I am taking a break from my regular Passover (Pesach) preparations to think of my kids. <span style="color:#ff0000;"><strong>One of my favorite new traditions is involving the kids by helping them get excited about doing the mitzvos for that holiday.</strong></span> I already had a reader/friend ask where my next holiday checklist for the kids was! So here is this holiday&#8217;s mitzvah checklist for your children.</p>
<p><span style="color:#008000;"><strong><a href="http://rmk104.files.wordpress.com/2013/03/kids-mitzvah-checklist-for-passover.doc"><span style="color:#008000;">Kids&#8217; Mitzvah Checklist for Passover</span></a></strong></span></p>
<p>I like to print these out in color for my kids and post them on the door of their room. They love adding stickers for each mitzvah they complete and then we go for a family reward after the holiday. Thanks again to <a title="Chinuch.org" href="http://www.chinuch.org" target="_blank"><span style="color:#008000;"><strong>Chinuch.org</strong></span></a> for the great clip art!</p>
<p><span style="text-decoration:underline;"><strong>If you are still in the middle of your holiday preparations and need some tips, here are my past related posts on Passover (Pesach):</strong></span></p>
<ul>
<li><span style="color:#008000;"><a title="Traveling for the holidays?" href="http://survivingonatightbudget.com/2011/10/02/traveling-for-the-holidays/" target="_blank"><span style="color:#008000;"><b>&#8220;Traveling for the holidays?&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Pesach is coming!" href="http://survivingonatightbudget.com/2012/03/14/pesach-is-coming/" target="_blank"><span style="color:#008000;"><b>&#8220;Pesach is coming!&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Setting up your Pesach Control Journal" href="http://survivingonatightbudget.com/2012/03/15/setting-up-your-pesach-control-journal/" target="_blank"><span style="color:#008000;"><b>&#8220;Setting up your Pesach Control Journal&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Chometz cookbooks for Pesach?" href="http://survivingonatightbudget.com/2012/03/16/chometz-cookbooks-for-pesach/" target="_blank"><span style="color:#008000;"><b>&#8220;Chometz cookbooks for Pesach&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="What do you do with all that bread?" href="http://survivingonatightbudget.com/2012/03/20/what-do-you-do-with-all-that-bread/" target="_blank"><span style="color:#008000;"><b>&#8220;What do you do with all that bread?&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Spring cleaning for a good cause" href="http://survivingonatightbudget.com/2012/03/22/spring-cleaning-for-a-good-cause/" target="_blank"><span style="color:#008000;"><b>&#8220;Spring cleaning for a good cause&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Tax time tip: Values of donations" href="http://survivingonatightbudget.com/2012/03/23/tax-time-tip-values-of-donations/" target="_blank"><span style="color:#008000;"><b>&#8220;Tax time tip: Values of donations&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Ways we save money on Pesach needs" href="http://survivingonatightbudget.com/2012/03/23/ways-we-save-money-on-pesach-needs/" target="_blank"><span style="color:#008000;"><b>&#8220;Ways we save money on Pesach needs&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="The advantage of buying paper goods online" href="http://survivingonatightbudget.com/2012/03/25/the-advantage-of-buying-paper-goods-online/" target="_blank"><span style="color:#008000;"><b>&#8220;The advantage of buying paper goods online&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="There has to be more to eat before Pesach than potatoes!" href="http://survivingonatightbudget.com/2012/04/01/there-has-to-be-more-to-eat-before-pesach-than-potatoes/" target="_blank"><span style="color:#008000;"><b>&#8220;There has to be more to eat before Pesach than potatoes!&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="What’s for breakfast?" href="http://survivingonatightbudget.com/2012/04/02/whats-for-breakfast/" target="_blank"><span style="color:#008000;"><b>&#8220;What’s for breakfast?&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Where do you find kosher recipes online?" href="http://survivingonatightbudget.com/2012/04/10/where-do-you-find-kosher-recipes-online/" target="_blank"><span style="color:#008000;"><b>&#8220;Where do you find kosher recipes online?&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="More kosher recipe sites" href="http://survivingonatightbudget.com/2012/04/11/more-kosher-recipe-sites/" target="_blank"><span style="color:#008000;"><b>&#8220;More kosher recipe sites&#8221;</b></span></a></span></li>
<li><strong><span style="color:#008000;"><a title="Jewishmom article" href="http://jewishmom.com/2011/03/28/the-top-10-tips-for-easier-passover-cleaning/" target="_blank"><span style="color:#008000;">&#8220;The Top Ten Tips for Easier Passover Cleaning&#8221;</span></a></span></strong> &#8211; from <strong><span style="color:#008000;"><a title="Jewish Mom" href="http://www.jewishmom.com" target="_blank"><span style="color:#008000;">Jewishmom.com</span></a></span></strong></li>
</ul>
<p><span style="text-decoration:underline;"><strong>For other related posts, check out:</strong></span></p>
<ul>
<li><span style="color:#008000;"><a title="Saving money and energy on Shabbos" href="http://survivingonatightbudget.com/2011/07/08/saving-money-and-energy-on-shabbos/" target="_blank"><span style="color:#008000;"><b>&#8220;Saving money and energy on Shabbos&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Decoding kashrut" href="http://survivingonatightbudget.com/2011/07/15/decoding-kashrut/" target="_blank"><span style="color:#008000;"><b>&#8220;Decoding kashrut&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="To cover or not to cover?" href="http://survivingonatightbudget.com/2011/07/22/to-cover-or-not-to-cover/" target="_blank"><span style="color:#008000;"><b>&#8220;To cover or not to cover?&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Here a recipe, there a recipe" href="http://survivingonatightbudget.com/2011/07/28/here-a-recipe-there-a-recipe/" target="_blank"><span style="color:#008000;"><b>&#8220;Here a recipe, there a recipe&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Color-coded kashrut" href="http://survivingonatightbudget.com/2011/09/01/color-coded-kashrut/" target="_blank"><span style="color:#008000;"><b>&#8220;Color-coded kashrut&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Finding a home for used stuffed animals" href="http://survivingonatightbudget.com/2011/12/22/finding-a-home-for-used-stuffed-animals/" target="_blank"><span style="color:#008000;"><b>&#8220;Finding a home for used stuffed animals&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Shabbos Shortcuts" href="http://survivingonatightbudget.com/2012/04/20/shabbos-shortcuts/" target="_blank"><span style="color:#008000;"><b>&#8220;Shabbos shortcuts&#8221;</b></span></a></span></li>
</ul>
<p>Have a wonderful and meaningful Passover!</p>
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		<title>Kids’ Mitzvah Checklist for Purim</title>
		<link>http://survivingonatightbudget.com/2013/02/21/kids-mitzvah-checklist-for-purim/</link>
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		<pubDate>Thu, 21 Feb 2013 20:25:05 +0000</pubDate>
		<dc:creator>rmk104</dc:creator>
				<category><![CDATA[Family ideas]]></category>
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		<description><![CDATA[Purim is not a holiday that really needs help being fun, but I wanted to make a Mitzvah Checklist for the holiday anyway. My kids really enjoyed the ones I made for Rosh Hashanah and Sukkos. They loved getting to put stickers on their charts when they completed a mitzvah. We had a fun outing [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=survivingonatightbudget.com&#038;blog=12111181&#038;post=4892&#038;subd=rmk104&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p style="text-align:left;"><a href="http://rmk104.files.wordpress.com/2013/02/little_king.jpg"><img class="aligncenter  wp-image-4899" style="border:0 none;" alt="little_king" src="http://rmk104.files.wordpress.com/2013/02/little_king.jpg?w=222&#038;h=238" width="222" height="238" /></a>Purim is not a holiday that really needs help being fun, but I wanted to make a Mitzvah Checklist for the holiday anyway. My kids really enjoyed the ones I made for Rosh Hashanah and Sukkos. They loved getting to put stickers on their charts when they completed a mitzvah. We had a fun outing after we completed one of the charts and the boys earned a prize after the other.</p>
<p>The charts helped my kids get excited about each mitzvah that&#8217;s part of the holiday and it helped them learn all the ways they could help and participate.</p>
<p>Here is one for this holiday. You can print one out for each of your kids. <strong><span style="color:#008000;"><a href="http://rmk104.files.wordpress.com/2013/02/kids-mitzvah-checklist-for-purim.doc"><span style="color:#008000;">Kids&#8217; Mitzvah Checklist for Purim</span></a></span></strong></p>
<p>Religious school and day school teachers may even want to send it home with their students as a family activity. Again, thank you to <strong><span style="color:#008000;"><a title="Chinuch.org" href="http://www.chinuch.org" target="_blank"><span style="color:#008000;">Chinuch.org</span></a></span></strong> for the great clipart.</p>
<p><span style="text-decoration:underline;"><strong>Related posts:</strong></span></p>
<ul>
<li><span style="color:#008000;"><a title="Thank you and Happy Rosh Hashanah (Jewish New Year)!" href="http://survivingonatightbudget.com/2012/09/16/thank-you-and-happy-rosh-hashanah-jewish-new-year/" target="_blank"><span style="color:#008000;"><b>&#8220;Thanks and Happy Rosh Hashanah (Jewish New Year)!&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Kids’ Rosh Hashanah Mitzvah Checklist" href="http://survivingonatightbudget.com/2012/09/19/kids-rosh-hashanah-mitzvah-checklist/" target="_blank"><span style="color:#008000;"><b>&#8220;Kids’ Rosh Hashanah Mitzvah Checklist&#8221;</b></span></a></span></li>
<li><span style="color:#008000;"><a title="Kids’ Mitzvah Checklist for Sukkos" href="http://survivingonatightbudget.com/2012/09/30/kids-mitzvah-checklist-for-sukkos/" target="_blank"><span style="color:#008000;"><b>&#8220;Kids’ Mitzvah Checklist for Sukkos&#8221;</b></span></a></span></li>
</ul>
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		<title>St. Louis Orthodox Community &#8212; Purim Megillah Readings 2013</title>
		<link>http://survivingonatightbudget.com/2013/02/18/st-louis-orthodox-community-purim-megillah-readings-2013/</link>
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		<pubDate>Mon, 18 Feb 2013 20:57:57 +0000</pubDate>
		<dc:creator>rmk104</dc:creator>
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		<description><![CDATA[I apologize to my non-St. Louis readers that this post will not apply to you. However, it is time for my annual post sharing the Orthodox Megillah readings here in St. Louis. This is particularly helpful for moms with young children who are not old enough to stay up (or be quiet) during Megillah readings. [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=survivingonatightbudget.com&#038;blog=12111181&#038;post=4858&#038;subd=rmk104&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<div class="wp-caption aligncenter" style="width: 250px"><a href="http://www.flickr.com/photos/14771153@N04/6961659235" target="_blank"><img class="zemanta-img-inserted zemanta-img-configured  " style="border:0 none;" title="Purim Hamentashen" alt="Purim Hamentashen" src="http://farm8.static.flickr.com/7049/6961659235_764c46946d_m.jpg" width="240" height="159" /></a><p class="wp-caption-text">Purim Hamentashen (Photo credit: slgckgc)</p></div>
<p>I apologize to my non-St. Louis readers that this post will not apply to you. However, it is time for my annual post sharing the Orthodox Megillah readings here in St. Louis. This is particularly helpful for moms with young children who are not old enough to stay up (or be quiet) during Megillah readings. It is also helpful for those having to work around their “work” schedules.</p>
<p>Here is my current list as of 10:30 a.m. on Friday. I could not get in touch with anyone at the Central West End minyan or St. Louis Hillel.</p>
<p><b><span style="text-decoration:underline;">Saturday night, February 23, 2013:</span></b></p>
<p><strong>6:32 p.m.</strong>         Ma&#8217;ariv at Agudas Israel, megillah reading to follow</p>
<p><strong>6:55 p.m.</strong>         Sha&#8217;arei Chesed (U City Shul), followed by melave malka with entertainment, babysitting free</p>
<p id="yui_3_7_2_1_1361303350273_5780"><strong>7:00 p.m.</strong>         Beit Shira, at The Cedars Synagogue (Meadowview Building), 13190 South Outer 40 Road<br />
<span style="color:#ffffff;">x </span>                     Havdalah followed by 7:05 p.m. reading by Rabbi Gertzulin, songs &amp; refreshments.</p>
<p><span style="color:#ffffff;">x </span>                    Lazaroff Chabad Center on Delmar</p>
<p><strong>7:15 p.m.         </strong>Nusach Hari by Rabbi Mintz (following 7 p.m. Ma&#8217;ariv). <em>Bring non-perishables, pers. care items.</em></p>
<p style="padding-left:90px;">Young Israel Ma’ariv/Megillah by Rabbi Rovinsky and Max Gornish</p>
<p style="padding-left:90px;">Levites Chabad House at 7018 Forsyth at Big Bend</p>
<p style="padding-left:90px;">Bais Abraham</p>
<p><strong>7:30 p.m.  </strong>      Young Israel, Purim play for children &#8211; Grades 2 and under</p>
<p><span style="color:#ffffff;">x</span>                     Tpheris Israel Chevra Kadisha (TICK) (second reading TBA)</p>
<p><strong>8:15 p.m.</strong>         Young Israel Costume parade</p>
<p><strong>8:30 p.m. </strong>        Torah Prep boys&#8217; school &#8211; additional reading for women</p>
<p><strong>9:15 p.m. </strong>        Young Israel 2<sup>nd</sup> Megillah reading in the Beit Midrash by Rabbi Shulman</p>
<p><strong>10:00 p.m. </strong>      Young Israel Purim Murder Mystery, $5/person. Themed costumes welcome</p>
<p><span style="color:#ffffff;">x</span>                      Agudas Israel Purim party</p>
<p><b><span style="text-decoration:underline;">Sunday day, February 24, 2013:</span></b></p>
<p><strong>7:10 a.m.</strong>         Young Israel in the Beit Midrash (following 6:30 a.m. minyan)</p>
<p><strong>7:30 a.m.</strong>         Shacharis at Agudas Israel, megillah reading to follow</p>
<p><strong>8:30 a.m.</strong>         Nusach Hari by Rabbi Rovinsky (following 8:00 a.m. Shacharis)</p>
<p><strong>8:35 a.m.</strong>         Young Israel by Rabbi Shulman (following 8:00 a.m. Shacharis)</p>
<p><span style="color:#ffffff;">x </span>                    Sha&#8217;arei Chesed (U City Shul), free babysitting, donations appreciated</p>
<p><strong>8:40 a.m.</strong>         TICK (second reading TBA)</p>
<p><strong>9:00 a.m. </strong>        Bais Abraham</p>
<p><span style="color:#ffffff;">x </span>                     Beit Shira, at The Cedars Synagogue (Meadowview Building), 13190 South Outer 40 Road<br />
<span style="color:#ffffff;">x</span>                      Reading by Rabbi Gertzulin with the Block Yeshiva boys (following 8:30 a.m. Shacharis)</p>
<p><span style="color:#ffffff;">x</span>                     Lazaroff Chabad Center on Delmar (following 8:30 a.m. Shacharis)</p>
<p><strong>9:30 a.m.</strong>         Women’s Megillah Reading at Bonnie Goldmeier’s home in Clayton</p>
<p><strong>10:00 a.m.</strong>       Aish HaTorah, with Powerpoint presentation and rabbis’ skit</p>
<p><span style="color:#ffffff;">x</span>                     Agudas Israel</p>
<p><strong>10:30 a.m.</strong>       Epstein/NCSY/B’nei Akiva Purim Carnival at Epstein</p>
<p><strong>11:00 a.m. </strong>      Young Israel Beit Midrash</p>
<p><strong>2:00 p.m. </strong>        Purim Re-enactment Parade at Gay &amp; Cornell</p>
<p><strong>4:00 p.m.</strong>         Lazaroff Chabad Center on Delmar</p>
<p><strong>4:15 p.m. </strong>        Levites Chabad House at 7018 Forsyth at Big Bend</p>
<p><span style="text-decoration:underline;"><strong>Fliers from some of the shuls:</strong></span></p>
<ul>
<li><strong><span style="color:#008000;"><a href="http://rmk104.files.wordpress.com/2013/02/young-israel-purim-2013-flyer.pdf"><span style="color:#008000;">Young Israel Purim 2013 &#8211; flyer</span></a></span></strong></li>
<li><span style="color:#008000;"><strong><a href="http://rmk104.files.wordpress.com/2013/02/pdf-purim-winefest-2013.pdf"><span style="color:#008000;">PDF Purim Winefest 2013</span></a></strong></span></li>
<li><span style="color:#008000;"><strong><a href="http://rmk104.files.wordpress.com/2013/02/2013-kollel-purim-wine-order-form.pdf"><span style="color:#008000;">2013 Kollel Purim Wine Order Form</span></a></strong></span></li>
</ul>
<p>* For more information on any of the shuls, please contact them individually. Here is a link to all of the <span style="color:#008000;"><strong><a title="St. Louis Congregation Finder" href="http://www.jewishinstlouis.org/CongregationFinder.aspx" target="_blank"><span style="color:#008000;">congregations here in St. Louis</span></a></strong></span>.</p>
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		<title>Printer ink can cost a fortune!</title>
		<link>http://survivingonatightbudget.com/2013/02/18/printer-ink-can-cost-a-fortune/</link>
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		<pubDate>Mon, 18 Feb 2013 15:36:06 +0000</pubDate>
		<dc:creator>rmk104</dc:creator>
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		<description><![CDATA[Our printer recently died and HP told us that it could not be fixed. They offered us an upgrade at a lower price. I checked out Amazon and it was a lower price than they could offer. Our new printer came very fast and I was excited that I can scan, copy, and print from [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=survivingonatightbudget.com&#038;blog=12111181&#038;post=4848&#038;subd=rmk104&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p><a href="http://commons.wikipedia.org/wiki/File:Canon_S520_ink_jet_printer_-_opened.jpg" target="_blank"><img class="zemanta-img-inserted zemanta-img-configured  aligncenter" style="border:0 none;" title="This image shows an opened Canon S520 ink jet ..." alt="This image shows an opened Canon S520 ink jet ..." src="http://upload.wikimedia.org/wikipedia/commons/thumb/0/0e/Canon_S520_ink_jet_printer_-_opened.jpg/300px-Canon_S520_ink_jet_printer_-_opened.jpg" width="240" height="176" /></a>Our printer recently died and HP told us that it could not be fixed. They offered us an upgrade at a lower price. I checked out Amazon and it was a lower price than they could offer. Our new printer came very fast and I was excited that I can scan, copy, and print from one device. But who knew that the ink would run out so quickly. I have been buying ink every few weeks! Here are my tips for saving as much as you can on printer ink.</p>
<p>1) <strong>Print in draft mode as much as possible.</strong> This will limit the amount of ink used on each printout. Print your coupons in black ink instead of color to limit your color usage, too.</p>
<p>2) <strong>Buy ink online whenever you can</strong> and be sure to compare prices with your local stores so you know when you have found a good deal. I often can find my ink for $5 &#8211; $10 cheaper than in stores. I mostly purchase through Amazon, so that if I need to return the ink, I have a reputable company to make sure the return goes well.</p>
<p>3) <strong>Buy remanufactured ink when you can, but be sure to check the reviews for that company and product.</strong> Some remanufactured inks are not as good as others. I have read many reviews of products that did not last long or didn’t even work when they were first opened.</p>
<p>4)<strong> Check reviews online for your printer ink.</strong> I almost bought a set of three colors and black ink together. By reading the reviews I found out that the four-packs for that ink number are only available as the setup packs that the printer comes with.</p>
<p>5)<strong> Buy XL inks when you can.</strong> These have more ink for the cost. However, be sure to read the specifications for these. You printer may take that number model of ink, but not the XL version, as mine does not.</p>
<p>6) <strong>Get your ink refilled at an office supply store when possible.</strong> Many inks can be refilled for a minimal cost instead of being replaced. See what your local store provides.</p>
<p><span style="text-decoration:underline;"><strong>Related posts:</strong></span></p>
<ul>
<li><strong><span style="color:#008000;"><a title="Buying printer paper by the case" href="http://survivingonatightbudget.com/2011/07/05/buying-printer-paper-by-the-case/" target="_blank"><span style="color:#008000;">&#8220;Buying printer paper by the case&#8221;</span></a></span></strong></li>
<li><strong><span style="color:#008000;"><a title="Recycle your ink = Earn money" href="http://survivingonatightbudget.com/2012/05/04/recycle-your-ink-earn-money/" target="_blank"><span style="color:#008000;">&#8220;Recycle your ink – earn money&#8221;</span></a></span></strong></li>
<li><span style="color:#008000;"><strong><a title="School Supply Shopping Strategy" href="http://survivingonatightbudget.com/2012/07/12/school-supply-shopping-strategy/" target="_blank"><span style="color:#008000;">&#8220;School Supply Shopping Strategy&#8221;</span></a></strong></span></li>
</ul>
<p><span style="text-decoration:underline;"><strong>Other related articles:</strong></span></p>
<ul class="zemanta-article-ul">
<li class="zemanta-article-ul-li"><strong><span style="color:#008000;"><a href="http://cartridgeworldcampcreek.wordpress.com/2013/01/28/budget-saving-ideas-for-2013/" target="_blank"><span style="color:#008000;">Budget-saving Ideas for 2013</span></a></span></strong> (cartridgeworldcampcreek.wordpress.com)</li>
<li class="zemanta-article-ul-li"><span style="color:#008000;"><strong><a href="http://www.makeuseof.com/tag/the-secret-to-profitable-printing-with-your-inkjet-in-three-easy-steps/" target="_blank"><span style="color:#008000;">The Secret To Profitable Printing With Your Inkjet In Three Easy Steps</span></a></strong></span> (makeuseof.com)</li>
<li class="zemanta-article-ul-li"><span style="color:#008000;"><strong><a href="http://cartridgeworldcampcreek.wordpress.com/2013/01/11/refill-your-ink-cartridges-save-money/" target="_blank"><span style="color:#008000;">Refill Your Ink Cartridges&#8230;save Money!!!</span></a> </strong></span>(cartridgeworldcampcreek.wordpress.com)</li>
</ul>
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		<title>Purim is coming too fast!</title>
		<link>http://survivingonatightbudget.com/2013/02/17/purim-is-coming-too-fast/</link>
		<comments>http://survivingonatightbudget.com/2013/02/17/purim-is-coming-too-fast/#comments</comments>
		<pubDate>Mon, 18 Feb 2013 02:15:39 +0000</pubDate>
		<dc:creator>rmk104</dc:creator>
				<category><![CDATA[Family ideas]]></category>
		<category><![CDATA[Forms for everything]]></category>
		<category><![CDATA[Holidays]]></category>
		<category><![CDATA[Saving while keeping kosher]]></category>
		<category><![CDATA[costumes]]></category>
		<category><![CDATA[forms]]></category>
		<category><![CDATA[gift ideas]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[kosher]]></category>
		<category><![CDATA[mishloach manot]]></category>
		<category><![CDATA[organization]]></category>
		<category><![CDATA[Purim]]></category>
		<category><![CDATA[purim costumes]]></category>
		<category><![CDATA[saves time]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[shaloch manos]]></category>

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		<description><![CDATA[Last year I started preparing for Purim early and really worked hard not to leave everything to the last-minute. I was so happy not to be finishing my boys&#8217; costumes right before the sueda! However, this year, with my new job, it has been hard to get started early. Now I am down to one [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=survivingonatightbudget.com&#038;blog=12111181&#038;post=4828&#038;subd=rmk104&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p>Last year I started preparing for Purim early and really worked hard not to leave everything to the last-minute. I was so happy not to be finishing my boys&#8217; costumes right before the sueda! However, this year, with my new job, it has been hard to get started early. Now I am down to one week before Purim and so much to do: costumes to make, shaloch manos to assemble, and food to cook. Luckily we are not hosting a sueda, so that is one less large task.</p>
<p>Thankfully all of my past research and checklists will help me get through it all. Here is my Purim checklist that you can adapt for your needs: <strong><span style="color:#008000;"><a href="http://rmk104.files.wordpress.com/2013/02/purim-prep.doc"><span style="color:#008000;">Purim prep</span></a></span>.</strong></p>
<p>We did our shopping today for our <strong><span style="color:#ff0000;">shaloch manos supplies</span></strong> (thank you Costco) and spent the afternoon making shaloch manos as part of a charity project we have done for the past 16 years. Now my goal is to get supplies for my <span style="color:#ff0000;"><strong>kids&#8217; costumes</strong></span>. I always have luck finding ideas at Family Fun or Parenting magazines&#8217; websites, so I will check there again. Here are a few links to check out:</p>
<ul>
<li><strong><span style="color:#008000;"><a title="Parents magazine costume gallery" href="http://www.parents.com/holiday/halloween/costumes/ideas/" target="_blank"><span style="color:#008000;">Parents&#8217; Magazine Costume Gallery</span></a></span></strong> &#8211; a variety of articles on making and buying costumes</li>
<li><a title="Parenting mag costumes" href="http://www.parenting.com/find/costumes" target="_blank"><strong><span style="color:#008000;"><span style="color:#008000;">Parenting Magazine Costumes search results<br />
</span></span></strong></a></li>
<li><strong><span style="color:#008000;"><a title="Spoonful Halloween Costume Ideas" href="http://spoonful.com/halloween/halloween-kids-costumes-all" target="_blank"><span style="color:#008000;">Spoonful (a new Disney website) &#8211; Halloween Costume Ideas</span></a></span></strong></li>
<li><strong><span style="color:#008000;"><a title="Kaboose homemade costumes" href="http://crafts.kaboose.com/costumes/homemade-halloween.html/tab32331#tabcontent_32331" target="_blank"><span style="color:#008000;">Kaboose (another Disney website)</span></a> </span></strong>- has an easy to use section with many categories of homemade costumes</li>
<li><strong><span style="color:#008000;"><a title="Pinterest" href="http://www.pinterest.com" target="_blank"><span style="color:#008000;">Pinterest</span></a></span></strong> &#8211; another great way to search for ideas, either general or specific (great if your child knows what he/she wants to be and you need the how-to)</li>
</ul>
<p>Here are my kids from last year — my oldest as a knight and my little ones as superheroes.</p>
<p style="text-align:center;"><a href="http://rmk104.files.wordpress.com/2013/02/100_7709.jpg"><img class="aligncenter size-medium wp-image-4829" style="border:0 none;" alt="100_7709" src="http://rmk104.files.wordpress.com/2013/02/100_7709.jpg?w=300&#038;h=200" width="300" height="200" /></a></p>
<p>If you are like me and are behind in your Purim preparations, here are a few of my older posts to help you:</p>
<ul>
<li><span style="color:#008000;"><strong><a title="Purim costume ideas" href="http://survivingonatightbudget.com/2010/02/21/purim-costume-ideas/" target="_blank"><span style="color:#008000;">&#8220;Purim costume ideas&#8221;</span></a></strong></span></li>
<li><span style="color:#008000;"><strong><a title="Purim costumes and preparations" href="http://survivingonatightbudget.com/2012/02/20/purim-costumes-and-preparations/" target="_blank"><span style="color:#008000;">&#8220;Purim costumes and preparation&#8221;</span></a></strong></span> &#8211; includes costumes we have done over the years</li>
<li><span style="color:#008000;"><strong><a title="Purim wrap-up" href="http://survivingonatightbudget.com/2012/03/09/purim-wrap-up/" target="_blank"><span style="color:#008000;">&#8220;Purim wrap-up&#8221;</span></a></strong></span> &#8211; thoughts and lessons learned after the holiday</li>
<li><span style="color:#008000;"><strong><a title="Shaloch Manos Gallery 2012" href="http://survivingonatightbudget.com/2012/03/14/shaloch-manos-gallery-2012/" target="_blank"><span style="color:#008000;">&#8220;Shaloch Manos Gallery 2012&#8243;</span></a></strong></span> &#8211; our favorite shaloch manos gifts from last year</li>
<li><a title="Where do you find kosher recipes online?" href="http://survivingonatightbudget.com/2012/04/10/where-do-you-find-kosher-recipes-online/" target="_blank"><span style="color:#008000;">&#8220;<b>Where do you find kosher recipes online?</b>&#8220;</span></a> and <strong><span style="color:#008000;"><a title="More kosher recipe sites" href="http://survivingonatightbudget.com/2012/04/11/more-kosher-recipe-sites/" target="_blank"><span style="color:#008000;">&#8220;More kosher recipe sites&#8221;</span></a> </span></strong>- kosher recipe sites</li>
<li>Also check out the many Purim posts by my favorite blogger and friend Mara, at <strong><span style="color:#008000;"><a title="KOAB Purim posts" href="http://kosheronabudget.com/search-results/?cx=partner-pub-2648731911123074%3Afarsxsyknqh&amp;cof=FORID%3A11&amp;ie=ISO-8859-1&amp;q=purim&amp;sa=Search" target="_blank"><span style="color:#008000;">&#8220;Kosher on a Budget&#8221;</span></a></span></strong></li>
</ul>
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		<title>Financial New Year’s Resolutions</title>
		<link>http://survivingonatightbudget.com/2012/12/31/financial-new-years-resolutions/</link>
		<comments>http://survivingonatightbudget.com/2012/12/31/financial-new-years-resolutions/#comments</comments>
		<pubDate>Mon, 31 Dec 2012 17:46:08 +0000</pubDate>
		<dc:creator>rmk104</dc:creator>
				<category><![CDATA[Forms for everything]]></category>
		<category><![CDATA[Grocery savings]]></category>
		<category><![CDATA[Other savings tips]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Holidays]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Money management]]></category>
		<category><![CDATA[New Year]]></category>
		<category><![CDATA[New Years Resolution]]></category>
		<category><![CDATA[organization]]></category>
		<category><![CDATA[recipes]]></category>
		<category><![CDATA[saves time]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[shopping]]></category>

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		<description><![CDATA[When I was in high school and college, making New Year’s Resolutions was a big deal. I used to pore over magazines coming up with plans for how I would lose weight, exercise more, etc. However, now that I have become religious, I tend to make more serious goals around Rosh Hashanah and Yom Kippur, [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=survivingonatightbudget.com&#038;blog=12111181&#038;post=4791&#038;subd=rmk104&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p><a href="http://www.flickr.com/photos/35167598@N08/6605711959" target="_blank"><img class="zemanta-img-inserted zemanta-img-configured  alignright" style="border:0 none;" title="Resolutions 2012" alt="Resolutions 2012" src="http://farm8.static.flickr.com/7167/6605711959_5665ae6921_m.jpg" width="240" height="160" /></a>When I was in high school and college, making New Year’s Resolutions was a big deal. I used to pore over magazines coming up with plans for how I would lose weight, exercise more, etc. However, now that I have become religious, I tend to make more serious goals around Rosh Hashanah and Yom Kippur, thinking about how I will become a better wife, mom, daughter, friend, teacher, and Jew.</p>
<p><span style="color:#ff0000;"><strong>With New Year’s approaching, though, I realized it might not be a bad idea to come up with some New Year’s resolutions related to our finances.</strong></span> My husband’s job has not turned out to be what he expected and finances have been really tough. He is looking for new work and I am hoping the new year will provide that. But in the meantime, new job or not, we need a plan to get us in better financial shape.</p>
<p>Here are my goals for the new year. I hope they will inspire you on your own quest to get your family set.</p>
<p><b><span style="text-decoration:underline;">1) Get back to menu planning on a regular basis.</span></b></p>
<p>With money being so tight, my husband has become a master at creating meal plans based on whatever is in the house. We haven’t had the money to make full shopping trips and therefore have let our menu planning slide. However, it makes extra stress for him every morning to have to also figure out what to make. I want us to get back to menu planning each week regardless if we can buy two things or a loadful! See my posts on <strong><span style="color:#008000;"><a title="Menu planning" href="http://survivingonatightbudget.com/2011/07/03/menu-planning/" target="_blank"><span style="color:#008000;">“Menu planning”</span></a></span></strong> and <span style="color:#008000;"><strong><a title="Monthly menu planning" href="http://survivingonatightbudget.com/2012/02/22/monthly-menu-planning/" target="_blank"><span style="color:#008000;">“Monthly menu planning.&#8221;</span></a></strong></span></p>
<p><b><span style="text-decoration:underline;">2) Keep up with our receipts.</span></b></p>
<p>Bill paying and entering receipts into our Quicken program are my least favorite tasks. So of course, I procrastinate. But then we are more likely to bounce or to encounter fees for paying things late. I am going to work harder at entering them every few days instead of waiting until I have several weeks worth! See my post on <strong><span style="color:#008000;"><a title="Make your checkbook digital!" href="http://survivingonatightbudget.com/2011/07/12/make-your-checkbook-digital/" target="_blank"><span style="color:#008000;">“Make your checkbook digital!”</span></a></span></strong></p>
<p><b><span style="text-decoration:underline;">3) Get our oil changed on a regular basis.</span></b></p>
<p>I always think of car maintenance last. When we don’t have much money, I think we can’t possibly afford to spend money on the car. Well, that thinking got us into big trouble this past year. We have neglected to change the oil on our van, for probably years. As a result, the engine died completely. After several hundred dollars of repairs the auto repair shop thought could fix the problem, we had to get a whole new engine. The repairs were then several thousand. It was the most expensive and embarrassing mistake we have ever made. I guess I should take my own advice. See my post on <strong><span style="color:#008000;"><a title="Pay now to save later" href="http://survivingonatightbudget.com/2012/06/14/pay-now-to-save-later/" target="_blank"><span style="color:#008000;">“Pay now to save later”</span></a></span></strong> and <strong><span style="color:#008000;"><a title="What does an oil change cost?" href="http://survivingonatightbudget.com/2012/07/20/what-does-an-oil-change-cost/" target="_blank"><span style="color:#008000;">“What does an oil change cost?”</span></a></span></strong></p>
<p><b><span style="text-decoration:underline;">4) Really watching our budget.</span></b></p>
<p>During my husband’s trial period at his new job (when they were paying him a base), we were doing a bit better financially. I started a new routine that really helped us budget better. I virtually set aside a certain amount for our monthly and irregular expenses each half of the month. Then whenever we spent money in those categories, I would debit it from that amount/transaction. I knew how much we had left to spend in those categories by what amount was left in that transaction. It really helped us stay under our budget for the month on categories that we have more control of.</p>
<p>What are your financial New Year’s resolutions? Please share in the Comments section.</p>
<h6 class="zemanta-related-title" style="font-size:1em;"><span style="text-decoration:underline;"><strong>Related articles:</strong></span></h6>
<ul class="zemanta-article-ul">
<li class="zemanta-article-ul-li"><strong><span style="color:#008000;"><a href="http://askthemoneycoach.com/2012/11/3-financial-new-years-resolutions-to-make-for-2013/" target="_blank"><span style="color:#008000;">3 Financial New Year&#8217;s Resolutions to Make for 2013</span></a></span></strong> (askthemoneycoach.com)</li>
<li class="zemanta-article-ul-li"><strong><span style="color:#008000;"><a href="http://www.sainsburysbank.co.uk/moneymatters/articles/banking_saving_bigq_nyresolution.shtml" target="_blank"><span style="color:#008000;">Money Matters &#8211; The Big Question &#8211; Is it worth making a New Year&#8217;s resolution to start saving?</span></a> </span></strong>(sainsburysbank.co.uk)</li>
<li class="zemanta-article-ul-li"><strong><span style="color:#008000;"><a href="http://www.mlive.com/business/west-michigan/index.ssf/2012/12/savings_angel_how_to_succeed_w.html" target="_blank"><span style="color:#008000;">Savings Angel: How to succeed with your money-related New Year&#8217;s Resolutions</span></a></span></strong> (mlive.com)</li>
<li class="zemanta-article-ul-li"><strong><span style="color:#008000;"><a title="Review: Kosher on a Budget" href="http://survivingonatightbudget.com/2011/11/06/review-kosher-on-a-budget/" target="_blank"><span style="color:#008000;">&#8220;Review: Kosher on a Budget&#8221;</span></a></span></strong></li>
</ul>
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