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Printer ink can cost a fortune!

This image shows an opened Canon S520 ink jet ...Our printer recently died and HP told us that it could not be fixed. They offered us an upgrade at a lower price. I checked out Amazon and it was a lower price than they could offer. Our new printer came very fast and I was excited that I can scan, copy, and print from one device. But who knew that the ink would run out so quickly. I have been buying ink every few weeks! Here are my tips for saving as much as you can on printer ink.

1) Print in draft mode as much as possible. This will limit the amount of ink used on each printout. Print your coupons in black ink instead of color to limit your color usage, too.

2) Buy ink online whenever you can and be sure to compare prices with your local stores so you know when you have found a good deal. I often can find my ink for $5 – $10 cheaper than in stores. I mostly purchase through Amazon, so that if I need to return the ink, I have a reputable company to make sure the return goes well.

3) Buy remanufactured ink when you can, but be sure to check the reviews for that company and product. Some remanufactured inks are not as good as others. I have read many reviews of products that did not last long or didn’t even work when they were first opened.

4) Check reviews online for your printer ink. I almost bought a set of three colors and black ink together. By reading the reviews I found out that the four-packs for that ink number are only available as the setup packs that the printer comes with.

5) Buy XL inks when you can. These have more ink for the cost. However, be sure to read the specifications for these. You printer may take that number model of ink, but not the XL version, as mine does not.

6) Get your ink refilled at an office supply store when possible. Many inks can be refilled for a minimal cost instead of being replaced. See what your local store provides.

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Why I love Target!

English: Logo of Target, US-based retail chain

Tonight I had a very successful trip to Target. Some trips, particularly those when I take the kids, I leave exhausted and frustrated. However, there are those like tonight when I find so many good deals that I can’t wait to get home and share them all with my husband. For those of you who haven’t discovered Target’s finer points, or for those who just want to save more there, here are my reasons Target is one of my favorite stores:

1) Coupons:

Target has their own coupons you can print from their website. They can be stacked with manufacturer’s coupons, so you save even more. They have coupons on everything from name brands to their own brands to specific sections of the store. On most trips, I can save at least $20 in coupons! I even get coupons in the mail from Target. I think I get these from having a Target baby registry at one time and for making purchases online from their website.

2) Red Card:

You can get a Target Red Card: either debit or credit card, which gives you 5% back on each purchase. The discount is applied immediately – no waiting for rebates or reward cards. We do not have any credit cards, so I love that I can get these same rewards with the debit card. The money comes right out of my checking account as a regular debit card does. Tonight I saved an extra $10 from using my Red Card!

3) Bag discounts:

When you bring your own bags to use for your purchases, Target will give you $.05 back for each bag. This also comes right off your total purchase cost. Every little bit adds up. For more information on bag discounts, see my post “Reusable shopping bags = savings.”

4) Seasonal sales:

Target is a great place for getting great deals on seasonal items. No matter if you celebrate the holiday or not, the days after can provide some wonderful sales! See my post tomorrow for all the goodies I found during after Christmas sales! Target also has a great variety of items they only have available for different seasons and holidays and some that are only found at their store such as: home decor, organizational items, food, novelties, gift items, dining/cookware, and more. We have gotten several things during some of these seasonal sales that have lasted us years. See my related post on “Shop those Easter sales today!”

5) A fun shopping experience:

I love finding new items every time I go to Target. Maybe it is a new line of dishware. Maybe it is a new line of craft items. Or a new line of toys for that time of year. There is always something new to find and normally at great deals. The dollar aisle has also yielded some great gifts, toys, and teaching items for me and my family!

6) Sales on staple items:

I know that even if I don’t have a coupon, Target is going to have a sale on items I use often at some point. And for many items, even if I do not have a coupon and it is not on sale, their price still beats many competitors. I like not feeling so guilty if I have to make a purchase there without a sale or coupon! This is where my price list really comes in handy. See my post on “Keeping a price list.”

7) Good quality clothing for reasonable prices:

With my busy schedule, I do not get a lot of time to shop. I love that I can find clothing for everyone in the family at Target. I especially like that I can find staple items for good prices, whether or not they go on sale. I depend on Target for pajamas for the family, sweats for the kids and myself, socks and underwear for everyone, etc. Pajamas for my boys can get quite costly. At a department store, you can easily spend $10 or more for one set. At Target, I get the Carter’s First Year brand and spend $12-$13 for two sets together. They sometimes go on sale for a few bucks less, and then there are days like today where I found three sets of the same size for half price! They sell sets year-round tailored for each season and the designs change. They are comfortable and last. My boys love them!

Their clothes last and look good. My little boys wear many items that their older brother wore that I probably paid less than $5-$10 a piece for! I often find such good deals that I even buy sizes for later and then store them in the basement. Today I found hoodie jackets for $2.98. I also found sweatshirts and sweatpants for $2.08 in the boys’ department! I bought three hoodies for each size S – L (I could only find one XL)! They will be set for a few years! See my post “Staying on top of your kids’ clothing.”

8) Black Friday is a breeze!

I am not a diehard Black Friday shopper that will stand in line hours before a store opens or camps out the night before. My Black Friday shopping route in simple: CVS and Target and occasionally one or two other stores. For the past two years, Target has had some great Black Friday deals like cheap pajamas for the family, great toy deals, and cheap hat/glove sets for the kids. I have not had to go right when the store opened. I get there mid-morning, and for the most part all the items I have been looking for were still in stock! They don’t just provide a few each of their good deals, but plenty for many shoppers! I am not shopping high-priced items, but I still come out with some great deals and am quite happy!

9) A clean and usually well-stocked store:

I know I can find good deals, too, at Wal-Mart, but I found the clutter and disorganization to create more stress than success. I like that Target is always clean and orderly and I know where everything is. The order of the store makes sense and it is not so large that I am very exhausted when I finish a trip complete with groceries, too. Occasionally the dollar aisle is a mess, but overall the store is pretty well-kept!

10) Plenty of online deals as well:

Target often has a sale on something I need more than one of, but the store doesn’t have that many or the right size in stock. However, the website does. I recently got tennis shoes for my boys and paid a minimal amount for shipping! Shoe costs can add up, so we were all very excited! And compared to the Wal-Mart shoes I have purchased, these have lasted a lot longer! I have also gotten some great skirts from their daily deals as well as other items. See my post “Online shopping tips” to make the most of your Internet shopping.

11) Clearance sections:

It seems that so many stores have junk in their clearance sections. However, at Target, I find stuff all the time. I particularly love to shop the clothing clearances, as I mentioned before. I always find great deals on clothing for my kids. By putting those purchases and hand-me-downs aside for later, my kids love when they grow out of a size and I bring up boxes of great stuff for the new season. The boxes include new and used, but they don’t care. By thinking ahead, I rarely have to buy much for the new season!

Target also has clearance sections in other departments. The end caps of aisles are always full of surprises and there are always tons of items on clearance in the home department! Today I got two great toys to put aside in my gift drawer and gingerbread cheesecake cookies only available for a limited time and so yummy! See my post on “Preparing for gift-giving = savings.”

NOTE: To find the best deals for Target each week, check out “Kosher on a Budget” and “Totally Target,” two great blogs.

Happy shopping!

Please feel free to share why you love Target in the Comments section!

 

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Wash, store, and save! (Two favorite kitchen products)

We have many things in our kitchen that hardly get used, even though they seemed like such a good idea at the time. Getting cookies just right without burning seemed like a great reason to buy a cookie sheet stone, but I think we have used it maybe twice! The second crock pot was great for making parve soups, but how often do we use it?

There are two things we do use nonstop in our kitchen. They save us time, money, and space. They also help reduce our food waste!

The first is our salad spinner bags.

Our favorite is the Argee “Spin ‘n Stor” Reusable Salad Spinner Bags. We first found them at Whole Foods, but now we buy them online. However, they last a while, so we very rarely need to buy new ones. These bags work just like a salad spinner, but without having one more gadget to store in your cabinet or refrigerator. You wash the lettuce and then place it in the bag. Then you close the top with your hands and spin it around. The water gathers on the bottom in a little reservoir. Then you pour it out the side of the bag. We love it. The boys think it is funny to see my husband swing the bag around!

After we wash a bunch of lettuce, we then store the washed lettuce in our second favorite kitchen product – produce bags.

We love the Debbie Meyer Green Bags. These hold your washed produce and keep them fresh. They work great and help us also distinguish between what has been washed and not washed in the refrigerator. Our fruits and vegetables last much longer stored in these.

I have not priced these out to see who has them cheapest, but Amazon offers them both from various retailers. You can also try Pricegrabber (see my post “Savings Tool Review: Pricegrabber”) to compare prices at several retailers at once. I have seen the Debbie Meyer bags in stores as well.

For more ideas on saving money in the kitchen, see my posts:

Do you have any kitchen products you can’t live without? Please share in the comments section!

 

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Making the most of your AAA membership

Most of us belong to Sam’s or Costco for bulk savings and have a AAA membership for emergency auto assistanceBut did you know that these membership programs have more than their advertised benefits? Why not take a look to see if you are really getting your money’s worth and all the extra perks provided.The AAA logo

Here is what I found out about AAA. For Sam’s Club, see my previous post on “Making the most of your Sam’s Club membership.” Costco to come soon!

Of course, the first thing I checked out was the savings discounts you can get with your membership. Did you know about some of these offers?

SAVINGS DISCOUNTS

Approved Auto Repair – Save up to 10% on parts and/or labor at participating Show Your Card & Save Approved Auto Repair facilities. Some restrictions and maximum discounts may apply.

Jiffy Lube – You can save 15% on their signature service at all participating locations in Arkansas, Illinois, Louisiana and Missouri. See my post on “What does an oil change cost?” for more Jiffy Lube deals.

Optical services at LensCrafters, Pearle Vision, Sears Optical, & Target Optical – Get discounts on complete pairs of eyeglasses without a coupon. This page has details on each store’s deals.

Payless ShoeSource – Members can receive an exclusive 10% discount on all regular price merchandise, excluding gift cards (at stores in the US and Canada). They even have an extra coupon available on this page.

Six Flags – $5 off general front-gate admission or $2 off general front-gate admission at Six Flags Water Parks. You also can get a 10% discount on merchandise purchases of $15 or more at all Six Flags operated locations.

St. Louis Cardinals – Get $10 off a regular ticket priced $20 or higher for any Monday through Thursday home game during the 2012 season. See this link for ticketing information and how to get this deal.

St. Louis Science Center - $5 off St. Louis Science Center Friends & Family membership levels and $1 off OMNIMAX movies. See my post “Become a member!” on why memberships are a good deal. (They have many other amusement/attraction deals that vary based on your area.)

Target.com – Members can save $10 off $100 online. Some exclusions do apply.

This is just a sampling of savings discounts that AAA offers in categories such as Play, Hotels, Travel, Shop, Auto, Dine, Services and Health.

MORE WELL-KNOWN SERVICES

Automobile splash

Travel:

  • Travel discounts and booking as well as TripTik driving directions and maps, online TourBook guides, eTourBook Guides
  • Travel checklists, event calendars, and vacation ideas
  • Information on foreign travel requirements
  • Car rental discounts

Insurance:

  • Auto, home/renter’s, and life insurance
  • Car buying tips
  • Health/Medical insurance – they even offer short-term insurance. I wish I had known about this three months ago while we have been waiting for my husband to be eligible for health insurance at his work!

Financial:

  • AAA Member Rewards Visa card
  • Travel money
  • Free identity theft monitoring (I am going to look into this, especially since this can be a costly thing to sign up privately.)
  • How to videos on money tips

News & Safety:

  • Information on gas costs and pricing
  • Safe driving tips
  • Travel magazine

Automotive:

  • Tips for taking care of your car
  • Links to AAA approved sites and battery service information

* NOTE: The links provided are for my AAA region, which serves Missouri, Arkansas, Louisiana, Mississippi, E. Kansas, S. Illinois, S. Indiana, and Texarkana, TX. To find information on your local AAA region, your computer should redirect you to your region’s website. However, if it doesn’t, you may need to click on “Other AAA Clubs” at the bottom of the AAA homepage.

Are you taking advantage of all you can with your membership! Check it out now! Tell me about how you saved!

 

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August is the time to buy… (2012 update)

Necklace

There are certain times of the year that are best for purchasing various items, due to various factors. Here are a few to keep in mind for the last month of summer:

Bottled water: With summer picnics and barbecues, stores often drop the price of bottled water. If you prefer bottle water, now is the time to stock up. However, you can save even more money if you buy a filter for your tap or refrigerator and use your own bottles!

Certain fruits: August is a good time to buy blueberries, cantaloupe, cherries, honeydew melons, lines, nectarines, peaches, Bartlett pears, plums, raspberries and watermelons.

Certain vegetables: August is a good time to buy corn, cucumbers, eggplants, lettuce, and peppers.

Computers: Back-to-school sales often offer the lowest prices of the year. You can sometimes get freebies like printers, too.

Home Décor: It’s wedding season so retailers will offer sales to help shoppers buying gifts.

House paint: More people paint in the summer months, so stores sometimes lower prices and hope you’ll buy other regular-priced things, too.

Jewelry: August (along with January, March, April, July, and September) are non-gift giving months. Retailers are more likely to offer sales during these months to promote business.

MP3 players: Companies sometimes put older models on sale to make way for the newer models they will introduce in the fall. Consumers can try them out and then give them as gifts for the holidays.

School Supplies and dorm furniture: Check out the great deals at various retailers like Target, Wal-Mart, OfficeMax, Office Depot, Staples, Walgreens, and CVS. Even if you don’t have children in school, some office supplies (which are also used by students) are also sold at cheap prices during this time. See my post “School Supply Shopping Strategy” for tips on how to get the most for your money.

Swimsuits: Stores want to get rid of their inventory, so the prices go way down. You can also update your look just by buying a  new separate to match one you already own (like for two-piece suits). Think about next year for your kids as well. I already bought rash guards for my boys for next year so we won’t have the same stress of rashes from sunscreen/eczema.

If you plan to shop online, check out my “Online shopping tips.”

Sources:

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July is the time to buy… (2012 update)

Our patio table

Certain times of the year are the best times to buy various things based on sales and availability. Here is your tip sheet for this month:

Bottled water: With summer picnics and barbecues, stores often drop the price of bottled water. If you prefer bottled water, now is the time to stock up. However, you can save even more money if you buy a filter for your tap or refrigerator and use your own bottles!

Butter and other dairy products: Production is up during this time, so prices are down. Freeze butter or margarine to use later.

Certain fruits: July is a good time to buy apricots, blackberries, blueberries, cantaloupe, cherries, honeydew melons, limes, nectarines, oranges, peaches, pineapples, plums, strawberries, and watermelons.

Certain vegetables: July is a good time to buy corn, cucumbers, lettuce, and radishes.

Computers: Back-to-school sales often offer the lowest prices of the year. You can sometimes get freebies like printers, too.

Furniture: Retailers are trying to make room for new models which will arrive in August.

Home Décor: With this being wedding season, retailers want to capitalize on the consumers looking for wedding gifts. These sales also help boost traffic in stores to help sell other items they have on display. With students leaving for college next month, you can also find deals on bedding, organizational items, small appliances, etc. (There will be deals on this in August, too.)

House paint: More people paint in the summer months, so stores sometimes lower prices and hope you’ll buy other regular-priced things, too. July is also a good month to entice those people who don’t want to paint in the heat!

Jewelry: July (along with January, March, April, August, and September) are non-gift giving months. Retailers are more likely to offer sales during these months to help promote business.

Outdoor furniture and yard décor: Stores are changing over to the next season’s merchandise and want to get rid of their summer barbecue goods that were great for the 4th of July.

Sandals: Mid- to late-July is when you will see the best discounts on footwear. Sales can even be found on popular brands. Retailers want to make room for their fall items.

School Supplies: Even if you don’t have children in school, some office supplies (which are also used by students) are sold at cheap prices during this time. See my post “School Supply Shopping Strategy” for tips.

Swimsuits: Stores want to get rid of their inventory, so the prices go way down. The prices will get even lower in August.

Suits: Any last remnants of Spring fashions will be on sale. Look for styles that are classic and timeless.

Tools: July is one of the best months (matched only by November and December) to buy tools, especially tool sets, accessories, and tool storage units.

If you plan to shop online, check out my “Online shopping tips.”

Sources:

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Free resources highlight: EWG and National Historic Landmarks

I am always looking for great resources online. It is amazing all of the information available right at our fingertips these days! (I apologize to my Facebook friends who are seeing these first two twice. They are so great I had to post them there, too, for those who don’t read my blog.)

Two of the resources I found are from the Environmental Working Group. They have a team of scientists, researchers, and other staff that study thousands of personal products to create their databases. I try to buy environmentally safe and chemically safe cleaning and health and beauty products whenever I can. However, with money as tight as it is, I have had to purchase more and more mainstream brands. These databases can help you determine which products are safe, regardless of if you can afford those specialty/natural brands.

EWG’s Skin Deep Cosmetic Database - Features tips on finding safe makeup, skin care, hair care, eye care, nail products, fragrances, oral care, baby products, mom products, and men’s products. You can search for a particular product or look in specific product types by category. The ratings are based on health concerns of the ingredients and even tell you how much data/research is available on that product and its ingredients.

EWG’s Skin Deep Sunscreens 2012 – This database focuses on sunscreens and rates products by UVA protection, UVB protection, UVA/UVB balance, stability, and health concerns. You can also search by type of product or specific product. It also features a free app you can download to use right in the store. 

Both databases feature articles, links to places to buy the products, lists of the products that scored the best, and an email list you can sign up for.

This next resource is one that is might be helpful for summer outings, vacations, and daytrips.

National Park Service: National Historic Landmarks Program – For those of you who are looking for interesting traveling destinations close to or far away from home, this is a great resource. You can research a particular site, search by state, check out various publications, or investigate theme studies. Some landmarks are located in National Parks, so there is even more to see and do!

* If you like these resources, be sure to send them a comment and/or make a donation!

Other posts on great resources:

 

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Making the most of your Sam’s Club membership

English: Logo for Sam's Club

Most of us belong to Sam’s or Costco or have a AAA membership for towing and car repairs. But did you know that these membership programs have more than their advertised benefits? Why not take a look to see if you are really getting your money’s worth and all the extra perks available. Here is what I found out about Sam’s Club Services (through this link you can find links for all of these headings). I have highlighted some of my favorites in RED. Stay tuned for details on Costco and AAA.

Discounted cell phone plans – available in store and online

Special events – product showcases and author signings, scroll down to Your Club Happenings on this link

Health & Wellness Services – pharmacy, optical center, hearing aid center, free health screenings (vary by location), The Prevention Plan software for purchase

Financial Services – SBA Small Business Loans, Sam’s Club Credit Card, Sam’s Club Discover Card, and check printing

Electronics and Technical Assistance

    • Tech ExpertsReceive free, member-exclusive assistance with any television, home theater, digital music player, camera, camcorder or computer you purchase at Sam’s Club.
    • EcoNewrecycling program for old electronics, if your item qualifies you can get a Sam’s gift card for the trade-in value!
    • Service Plans – you can purchase plans for replacement, service, or watch and jewelry care for products purchased at Sam’s Club
    • Delivery and Installation of products purchased at Sam’s Club

Personal Services – photo center and tire and battery center

Business Services – Click ‘n’ Pull and Fax ‘n’ Pull services, merchant payment processing, and business stationery

Have you taken advantage of any of these services? What was your experience? Share in the Comments section!

Related articles:

 

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Kosher Birthday Freebies R – S

Happy BirthdayThere are many websites that list birthday freebies you can get from various restaurants, stores, and online retailers. However, it can be very time-consuming to sift through all of them to find the kosher ones. Some of the offers have also expired and have not been updated. I have combed through several sites and am pleased to provide you with the fourth part of my series on Kosher Birthday Freebies. Enjoy all these great freebies!

Rose of Sharon Jewelry – By joining the Rose of Sharon Jewelry Birthday Club you will receive jewelry discounts throughout the year to celebrate their staff birthdays. They also sponsor monthly giveaways.

Sephora When you sign up as a Beauty Insider, you get a free gift from Sephora on your birthday. Right now it is a Fresh Sugar Kisses Mini Lip Duo. By joining this rewards program you also get one point for every dollar spent. You also get access to special products and sets available only to members.

Shoe Carnival – You can sign up for the Shoe Perks Rewards Club and receive points for your store spending. You can even receive bonus points for your birthday.

Signature Brands – By signing up for their Birthday Club, you will get an email with special coupons for their products. Products include: Betty Crocker, Cake Mate, and Marble Mix’Ins.

Spirit of Living – By signing up for an account with this women’s clothing source, you can get a free item. According to other websites, the gift for 2011 was a bamboo tank top when you spend $30 during the calendar year. I could not confirm this year’s offer.

Starbucks – Sign up for My Starbucks Rewards and earn 1 Star every time you pay with your registered Starbucks Card at a participating Starbucks or their official online store. You also get a free drink on your birthday. Just buy something at a participating Starbucks using your card within 12 months of your card registration. You will then get a birthday postcard in the mail before your birthday. Use that in a store to get your free drink.

Stein Mart – Sign up to be a Preferred Customer and you will get special birthday discounts as well as other privileges.

Steve Madden Shoes – Join Steve Madden’s birthday list and receive a special birthday surprise from Steve Madden. You must be a Steve Madden Facebook fan. 

Swagbucks – I could not confirm this deal, but other birthday freebie sites say that you earn 50 Free Swagbucks for your birthday. Swagbucks is a program that allows you to earn points from surfing the Internet, watching videos, playing games, taking surveys and shopping online.

Related posts:

Please let me know if you are aware of a kosher birthday freebie I have missed in any of these posts.

 

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I love Vistaprint! Great freebies!

You may have heard of Vistaprint. They are a printing company that offers free business cards. Perhaps you have never ordered them or just thought that business cards were all they sold. However, thanks to Mara at Kosher on a Budget, I have been aware of many other deals they offer.

Every few weeks (it seems) they have anywhere from one to several products for free. You pay only shipping. There are many possibilities of what you can create from their products to take advantage of these freebies. I have included pictures of the items I have made.

Address labels are more than just for labeling envelopes. They can also be:

 Labels for your kids’ stuff: You can use their whole name and choose one of the larger font sizes to fill the label. Then use it to mark water bottles, school supplies, etc.

∞ Labels for anyone in the family: You can use the Caricatures style and make labels for the whole family. I need to mark water bottles and school supplies for all four of my boys, so I thought this would work well, instead of having to purchase a separate set for everyone. I made caricatures for each of my family members, included their names, and then put the text as “Property of the Kornblums.” Then I can just circle the caricature for the person the item belongs to!

∞ For invitations and reply cards for a special event: Decorate your label specially for a particular event. Use them for a large event such as a party, graduation, wedding, etc.

∞ Family book labels: I like to put a label on the inside of each of our books (kids’ and grown-up) that says “Property of the Kornblum Family.” This way if we lend out something, the borrower will know who it belongs to. Or if we leave something somewhere, the finder will know who to return it to.

∞ Teacher book labels: I have bought similar ones for my classroom books that say “Property of Mrs. Kornblum’s Classroom Library” and for my teacher resource books – “Propery of Mrs. Rachael Kornblum.”

∞ Thank you gift labels: Other ideas include gift labels which would say “Thank you! From (name).” These would work well for teacher gifts and party favors.

Business cards are not just for promoting your business or blog. They can also be:

∞ Gift labels: I made some (on Inkgarden) with our initial at the top and then the text “From the Kornblum Family / (our first names on the next line).” I can then use them in place of a card or sticky label on a gift (birthdays, Shabbos invite, etc.).

Sticky pads, notepads, and spiral notebooks are not just for notes. They can also be:

∞ Personalized gifts for teachers: Add their name alone or “From the desk of (name)” on the pad. Or come up with a cute saying for the front cover (if choosing the spiral option).

∞ Personalized gifts: These can also make great gifts for a birthday, graduation, new job, Father’s or Mother’s day, birthday gift, etc.

Postcards are not just for advertising a particular event or your business. They can also be:

∞ Thank you cards: Choose the artwork you like and use the words “Thank you! From (your name or family members names).”

∞ Kids’ birthday gift thank you notes: Include text like: “Dear _____, Thank you for coming to my party. Thank you for the ________________. Love, ___________” Then your child can fill in the blanks, making this a personal thank you that he or she helps with.

∞ Birthday cards: I send a lot of cards every month and this can add up in cost. So I thought it would be nice to have a few birthday postcards on hand. I chose a birthday design and then added the words “Happy Birthday! Love, (our names).”

∞ Moving notification cards: Use these to tell people you have moved.

For the latest info on current specials and freebies from Vistaprint, check out “Kosher on a Budget.”

Have you created any other neat ideas on Vistaprint? Share them in the Comments section.

 

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